845 Laredo Ave, Saint Louis, MO 63138 Property Records

St. Louis County property record for 845 Laredo Ave, Saint Louis, MO 63138

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1971
Lot Size	0.206 acres (8,969 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Apr 2023)
Tax Bill	$2,642 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08D-21-0555`

Property Details

APN / Parcel Number

Primary APN	`08D-21-0555`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Game Room	Game Room

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,969 sqft (0.206 acres)
Lot Dimensions	54 ft deep x 76 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Carport
Garage Area	286 sqft
Carport	Carport
Carport Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	80 sqft
Patio Area	384 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	845 LAREDO AVE
City	SAINT LOUIS
State	MO
Zip	63138-3636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LARIMORE PLAZA NO 2 LOT 79
Legal Subdivision	LARIMORE PLAZA NO 2
Legal Lot Number	79
Jurisdiction	ST LOUIS MO
Township / Civil Division	ST. FERDINAND
Census Block Group	2
Census Block	2000
Census Tract	210102

Owner

845 Laredo Ave is owned and occupied by an individual who bought it in April 2023.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	845 LAREDO AVE, SAINT LOUIS, MO 63138-3636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2023 · Amount on File
Deed Sale	Apr 21, 2023 · Amount on File
Prior Sale	Aug 5, 2010 · Amount on File
Deed Document Number	2023421313
Prior Transfer Date	Jun 30, 2009
Prior Transfer Doc	0184652989
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 21, 2023
Property Address	845 LAREDO AVE, SAINT LOUIS, MO 63138-3636
Document Number	2023042100313
Map Reference	MB 135 PG 28
Instrument Date	Apr 19, 2023
Instrument	2023042100313
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	NOT AVAILABLE, UST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13127 VANDERWOOD DR, BLACK JACK, MO 63033-4244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 LAREDO AVE # WW, WW, SAINT LOUIS, MO 63138-3636

Mortgage

Document Number	2023042100315
Date	Apr 21, 2023
Instrument	2023042100315

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 845 Laredo Ave was $2,642, up 16.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Hazelwood School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,490 (-) Land $3,290 Building $26,200	$155,200 (-) Land $17,300 Building $137,900
2025	$2,642.00 (+16.85%)	$29,490 Land $3,290 Building $26,200	$155,200 Land $17,300 Building $137,900
2024	$2,261.00 (+2.54%)
2023	$2,205.00 (+21.89%)	$23,830 (+37.27%) Land $3,290 Building $20,540	$125,400 Land $17,300 Building $108,100
2022	$1,809.00	$17,360 Land $1,630 Building $15,730
2021			$91,400 Land $8,600 Building $82,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 845 Laredo Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 845 Laredo Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20