845 Juniper Dr, Waterloo, IA 50702 Property Records

Black Hawk County property record for 845 Juniper Dr, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,210 sqft · built 1980
Lot Size0.275 acres (12,000 sqft)
OwnerCompany Name on File
Tax Bill$3,144 (2025)
Deeds & MortgagesOct 2019 Refinance
Flood ZoneZone AE (high risk)
APN8812-07-403-007

Property Details

APN / Parcel Number

Primary APN8812-07-403-007

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,210 sqft Living Area
1st Floor Area1,210 sqft
Basement Area1,210 sqft
Finished Basement800 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions150 ft deep x 80 ft wide
Garage TypeAttached
Garage Area546 sqft
Parking Spaces2 Parking Spaces
Deck Area496 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address845 JUNIPER DR
CityWATERLOO
StateIA
Zip50702-4630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR TERRACE FIFTH ADDITION LOT 18
Legal Range12W
Legal Township88N
Legal Section07
Legal SubdivisionCEDAR TERRACE FIFTH ADDITION
Legal Lot Number18
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR
Census Block Group1
Census Block1001
Census Tract2901

Owner

Source: Black Hawk County assessment roll, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address845 JUNIPER DR, WATERLOO, IA 50702-4630
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateNov 17, 2015
Transfer Doc201600009853
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address845 JUNIPER DR, WATERLOO, IA 50702-4630
Transaction TypeMortgage
Record UpdatedNov 13, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000006889
DateOct 15, 2019
Instrument202000006889
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,144.00 Homeowner's exemption$228,990 (-6.38%) Land $20,400 Building $208,590$228,990 (-6.38%) Land $20,400 Building $208,590
2024$3,144.00 (+33.33%)
2023$244,590 (+32.97%) Land $20,400 Building $224,190$244,590 (+32.97%) Land $20,400 Building $224,190
2022$2,358.00 Homeowner's exemption$183,950 Land $20,400 Building $163,550
2021$183,950 Land $20,400 Building $163,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 49 policies
Nearby Flood Policies49 in force
Nearby Flood Claims118 (1978–2016)
Claims Outside the SFHA11 of 118
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 39 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 14 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: T-Mobile.

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