845 Jackson Dr, Morehead, KY 40351 Property Records

Rowan County property record for 845 Jackson Dr, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,880 sqft · built 1977
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jul 2016)
Tax Bill	$1,545 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`029-00 00 058.00`

Property Details

APN / Parcel Number

Primary APN	`029-00 00 058.00`
Alternative APNs	`1076` `1007` `953`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,880 sqft Living Area
Basement Area	1,440 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1076
Street Address	845 JACKSON DR
City	MOREHEAD
State	KY
Zip	40351-8352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & LOT #7 PLUS LAND PINE HILLS PH-3+13
Legal Subdivision	PINE HILLS
Legal Lot Number	7
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	4
Census Block	4005
Census Tract	950100

Owner

Source: Rowan County assessment roll, APN 029-00 00 058.00, as of April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	845 JACKSON DR, MOREHEAD, KY 40351-8352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2016 · Amount on Record
Deed Sale	Jul 26, 2016 · Amount on Record
Prior Sale	Oct 23, 2009 · Amount on Record
Deed Document Number	399643
Deed Book / Page	D260 / 596
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	845 JACKSON DR, MOREHEAD, KY 40351-8352
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A490/438
Date	Feb 25, 2026
Book Page	A490/438
Instrument	2044612

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rowan County assessment roll as of April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,545.00 (-3.2%) Homeowner's exemption	$233,740 (-) Land $17,500 Building $216,240	$233,740 (-) Land $17,500 Building $216,240
2023	$1,596.00 Homeowner's exemption	$233,740 Land $17,500 Building $216,240	$233,740 Land $17,500 Building $216,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), as of April 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212059501004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	May 2026 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 30 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY1030375, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROWAN WATER INC private · serves 18,765 people
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.