845 Hildreth St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 845 Hildreth St, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,020 sqft · built 1950
Lot Size	0.918 acres (40,003 sqft)
Owner	Individual Name on File
Last Sale	$343,000 (Nov 2020)
Tax Bill	$4,384 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:46 L:97`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:46 L:97`
Alternative APNs	`M:0046 B:0000 L:0097` `462715`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	1,020 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,003 sqft (0.918 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	462715
Street Address	845 HILDRETH ST
City	DRACUT
State	MA
Zip	01826-3637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	97
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	3
Census Block	3008
Census Tract	314200

Owner

845 Hildreth St is owned and occupied by an individual who bought it in November 2020.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	845 HILDRETH ST, DRACUT, MA 01826-3637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC
Nov 17, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP
Aug 29, 2018	Quit Claim Deed, Transfer · FHA Mortgage VILLAGE MORTGAGE CORPORATION
May 10, 2017	Quit Claim Deed, Transfer Quitclaim
May 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2020 · Amount on File
Deed Sale	Nov 17, 2020 · Amount on File
Prior Sale	Aug 29, 2018 · Amount on File
Deed Book / Page	34924 / 244
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	845 HILDRETH ST, DRACUT, MA 01826-3637
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33793-149
Date	Jan 31, 2020
Book Page	33793/149
Instrument	4407

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Nov 17, 2020
Property Address	845 HILDRETH ST, DRACUT, MA 01826-3637
Document Number	34924-244
Book / Page	34924 / 244
Instrument Date	Nov 17, 2020
Instrument	59000
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	845 HILDRETH ST, DRACUT, MA 01826-3637

Mortgage

Document Number	59001
Date	Nov 17, 2020
Instrument	59001

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Aug 29, 2018
Property Address	845 HILDRETH ST, DRACUT, MA 01826-3637
Document Number	32364-34
Book / Page	32364 / 34
Instrument	37629
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.32
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	323640037
Date	Aug 29, 2018
Instrument	32364/0037

Lender

Name	VILLAGE MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2048

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	May 10, 2017
Property Address	845 HILDRETH ST, DRACUT, MA 01826-3637
Document Number	31103-291
Book / Page	031103 / 000291
Instrument Date	May 9, 2017
Instrument	18842
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 HILDRETH ST DRACUT MA 018262553, DRACUT, MA 01826-2553

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	May 10, 2017
Property Address	845 HILDRETH ST, DRACUT, MA 01826-3637
Document Number	31103-281
Book / Page	031103 / 000281
Instrument Date	May 9, 2017
Instrument	18840
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Amount	Amount on Record
Tax	$2,120.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2026 property tax bill for 845 Hildreth St was $4,384, up 3.6% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,384.00 (+3.64%)	$453,400 (+8.47%) Land $249,300 Building $204,100	$429,210 (-)
2025	$4,230.00 (+0.48%)	$418,000 (+3.75%) Land $228,700 Building $189,300	$429,210 (+1.26%)
2024	$4,210.00 (+4.29%)	$402,900 (+15.58%) Land $217,900 Building $185,000	$423,890
2023	$4,037.00	$348,600 Land $189,600 Building $159,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 845 Hildreth St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 845 Hildreth St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hildreth St

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