845 Herron Dr, Waterloo, WI 53594 Property Records

Jefferson County property record for 845 Herron Dr, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Last Sale	$203,000 (May 2019)
Tax Bill	$5,418 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`290-0813-0613-017`

Property Details

APN / Parcel Number

Primary APN	`290-0813-0613-017`

Exterior

Lot Area	12,502 sqft (0.287 acres)

Location & Zoning

Street Address	845 HERRON DR
City	WATERLOO
State	WI
Zip	53594-1065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 HIAWATHA TRAIL ADD TO INDIAN HILLS
Legal Range	13E
Legal Township	08N
Legal Section	06
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	HIAWATHA TRAIL ADD
Legal Lot Number	16
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1000
Census Tract	100400

Owner

Source: Jefferson County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	845 HERRON DR, WATERLOO, WI 53594-1065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF DEERFIELD
May 13, 2019	Warranty Deed, Transfer · Conventional Mortgage GREENWOODS STATE BANK
Jul 18, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2019 · Amount on Record
Deed Sale	May 13, 2019 · Amount on Record
Prior Sale	Mar 3, 2014
Deed Document Number	1408843
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	845 HERRON DR, WATERLOO, WI 53594-1065
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001443166
Date	Apr 7, 2021
Instrument	1443166

Lender

Name	BANK OF DEERFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	May 13, 2019
Property Address	845 HERRON DR, WATERLOO, WI 53594-1065
Document Number	0001408843
Instrument Date	May 10, 2019
Instrument	1408843
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	NATIONS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$609.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 HERRON CT, WATERLOO, WI 53594-1063

Mortgage

Document Number	0001408844
Date	May 13, 2019
Instrument	1408844

Lender

Name	GREENWOODS STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON WI
Property Address	845 HERRON DR, WATERLOO, WI 53594-1065
Document Number	0001391054
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 HERRON DR WATERLOO WI 535941065, WATERLOO, WI 53594-1065

Mortgage

Document Number	0001391054
Date	Dec 5, 2017
Instrument	1391054

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Waterloo City
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,418.00 (+18.63%) Homeowner's exemption	$295,700 (+30.26%) Land $46,000 Building $249,700	$326,300
2023	$4,567.00 Homeowner's exemption	$227,000 Land $40,000 Building $187,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1979–2008)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2019 Lead public education Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Netwurx.

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