845 Geranium Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 845 Geranium Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1917
Lot Size	0.112 acres (4,879 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Jun 2020)
Tax Bill	$3,634 (2023)
Deeds & Mortgages	May 2022 Line of Credit Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-22-0127`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-22-0127`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	560 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1952
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	4,879 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	845 GERANIUM AVE E
City	SAINT PAUL
State	MN
Zip	55106-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	EASTVILLE HEIGHTS LOT 22 BLK 8
Legal Range	22
Legal Township	29
Legal Section	28
Legal Quarter	2
Quarter-Quarter Section	2
Legal Subdivision	EASTVILLE HEIGHTS
Legal Block	8
Legal Lot Number	22
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2004
Census Tract	31100

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	845 GERANIUM AVE E, SAINT PAUL, MN 55106-2607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Line of Credit ROYAL CU
Jun 29, 2020	Warranty Deed, Transfer · Conventional with PMI CROSSCOUNTRY MTG
Jun 2, 2017	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Prior Sale	Jun 2, 2017 · Amount on Record
Deed Document Number	A04819270
Record Updated	Jun 7, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	845 GERANIUM AVE E, SAINT PAUL, MN 55106-2607
Transaction Type	Mortgage
Record Updated	Dec 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04945524
Date	May 4, 2022
Instrument	A04945524

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 29, 2020
Property Address	845 GERANIUM AVE E, SAINT PAUL, MN 55106-2607
Document Number	0004819270
Instrument Date	Jun 19, 2020
Instrument	4819270
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$663.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 GERANLUM AVE E ST PAUL MN 55106, ST PAUL, MN 55106

Mortgage

Document Number	4819271
Date	Jun 29, 2020
Instrument	4819271

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 2, 2017
Property Address	845 GERANIUM AVE E, SAINT PAUL, MN 55106-2607
Document Number	0004660859
Instrument Date	May 26, 2017
Instrument	4660859
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	GLOBAL CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$493.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 GERANIUM AVE E ST PAUL MN 551062607, ST PAUL, MN 55106-2607

Mortgage

Document Number	4660860
Date	Jun 2, 2017
Instrument	4660860

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,634.00 Homeowner's exemption	$208,400 Land $20,000 Building $188,400	$208,400 Land $20,000 Building $188,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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