845 Georgia St, Gary, IN 46402 Property Records

Lake County property record for 845 Georgia St, Gary, IN 46402

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,872 sqft · built 1924
Lot Size0.086 acres (3,746 sqft)
Owner2 Individual Names on Record
Last Sale$109,700 (Mar 2023)
Tax Bill$715 (2024)
Deeds & MortgagesFeb 2026 Mortgage
Mar 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN001-25-44-0020-0014

Property Details

APN / Parcel Number

Primary APN001-25-44-0020-0014
Alternative APNs
  • 45-08-03-455-011.000-004
  • 254400200014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area1,872 sqft Living Area
Gross Area2,808 sqft
1st Floor Area936 sqft
Basement Area936 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 2010
Construction TypeBrick
Roof MaterialAsphalt
Lot Area3,746 sqft (0.086 acres)
Lot Dimensions125 ft deep x 30 ft wide
View / LotAlley
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address845 GEORGIA ST
CityGARY
StateIN
Zip46402-2715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARY LAND COS. 1ST SUB. ALL L.12 BL.20
Legal SubdivisionGARY LAND COS. 1ST SUB
Legal Block20
Legal Lot Number12
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1034
Census Tract10500

Owner

Source: Lake County records, as of February 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address845 GEORGIA ST, GARY, IN 46402-2715
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2026Deed of Trust, Mortgage · Conventional Mortgage
DIAMOND RESIDENTIAL MORTGAGE CORP
Mar 29, 2023Intrafamily Transfer, Transfer · FHA Mortgage
DIAMOND RESIDENTIAL MORTGAGE CORP
Sep 29, 2021Transfer on Death Deed, Transfer
Aug 23, 2021Transfer on Death Deed, Transfer
Feb 16, 2018Deed of Trust, Mortgage · Commercial Mortgage
CENTIER BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2023 · Amount on Record
Deed SaleMar 29, 2023 · Amount on Record
Deed Document Number2023509139
Last Transfer DateAug 27, 2025
Transfer Doc0000025066
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address845 GEORGIA ST, GARY, IN 46402-2715
Transaction TypeMortgage
Record UpdatedMar 6, 2026
Title CompanyCOMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address845 GEORGIA ST, GARY, IN 46402-2715

Mortgage

Document Number0000004796
DateFeb 4, 2026
Instrument2026-504796
Lender
NameDIAMOND RESIDENTIAL MORTGAGE CORP
TypeMortgage Company
AddressVALPARAISO, IN 46383
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IN
Recording DateMar 29, 2023
Property Address845 GEORGIA ST, GARY, IN 46402-2715
Document Number0000009139
Map ReferenceMB 6 PG 15
Instrument DateMar 28, 2023
Instrument2023-509139
Transaction TypeTransfer
Record UpdatedOct 4, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address845 GEORGIA ST, GARY, IN 46402-2715

Mortgage

Document Number0000009140
DateMar 29, 2023
Instrument2023-509140
Lender
NameDIAMOND RESIDENTIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

September 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLAKE IN
Recording DateSep 29, 2021
Property Address845 GEORGIA ST, GARY, IN 46402-2715
Document Number0000061578
Map ReferenceMB 6 PG 15
Instrument DateSep 20, 2021
Instrument2021-061578
Transaction TypeTransfer
Record UpdatedOct 21, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
InvestorPossibly a Property Investor

August 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLAKE IN
Recording DateAug 23, 2021
Property Address845 GEORGIA ST, GARY, IN 46402-2715
Document Number0000056090
Map ReferenceMB 6 PG 15
Instrument DateJul 21, 2021
Instrument2021-056090
Transaction TypeTransfer
Record UpdatedSep 8, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address845 GEORGIA ST, 845, GARY, IN 46402-2715

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address845 GEORGIA ST, GARY, IN 46402-2715
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010833
DateFeb 16, 2018
Instrument2018 010833
Lender
NameCENTIER BANK
TypeBank
AddressMERRILLVILLE, IN 46410
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term121 Months
DueFeb 29, 2028

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$96,400 (+15.45%) Land $4,800 Building $91,600$96,400 (+15.45%) Land $4,800 Building $91,600
2024$715.00
2023$83,500 (+113.55%) Land $4,000 Building $79,500$83,500 (+113.55%) Land $4,000 Building $79,500
2022$39,100 Land $3,700 Building $35,400$39,100 Land $3,700 Building $35,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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