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845 Floyd St, Gary, IN 46403 Property Records

Lake County property record for 845 Floyd St, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,830 sqft · built 1945
Lot Size0.122 acres (5,314 sqft)
OwnerIndividual Name on Record
Last Sale$157,681 (May 2026)
Tax Bill$1,330 (2024)
Deeds & MortgagesMay 2026 Sale & Mortgage
May 2026 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN001-25-45-0077-0038

Property Details

APN / Parcel Number

Primary APN001-25-45-0077-0038
Alternative APNs
  • 45-09-06-381-008.000-004
  • 254500770038

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms2 Rooms
Stories1 Story
Building Area1,830 sqft Living Area
Gross Area2,745 sqft
1st Floor Area915 sqft
Basement Area915 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Construction TypeBrick
Roof MaterialAsphalt
Lot Area5,314 sqft (0.122 acres)
Lot Dimensions121 ft deep x 44 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address845 FLOYD ST
CityGARY
StateIN
Zip46403-2946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESUB. BLKS 3-7-8 INDIAN HILLS ADD. L.38 BL.8 S. 14 FT. OF L.39 BL.8
Legal SubdivisionINDIAN HILLS ADD
Legal Block3-7
Legal Lot Number38
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2030
Census Tract10207

Owner

Source: Lake County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address845 FLOYD ST, GARY, IN 46403-2946
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2026Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE, INC
May 4, 2026Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE
Jul 14, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Oct 3, 2019Correction Deed, Transfer
NOT AVAILABLE
Jul 15, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2026 · Amount on Record
Deed SaleMay 4, 2026 · Amount on Record
Prior SaleJul 14, 2020
Deed Document Number2026517936
Prior Transfer DateJul 11, 2019
Prior Transfer Doc0000067974
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateMay 4, 2026
Property Address845 FLOYD ST, GARY, IN 46403-2946
Document Number0000517936
Instrument DateApr 21, 2026
Instrument2026.517936
Transaction TypeTransfer
Record UpdatedMay 15, 2026
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address845 FLOYD ST, GARY, IN 46403-2946

Mortgage

Document Number0000517937,
DateMay 4, 2026
Instrument2026..517937
Lender
NameGUARANTEED RATE, INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.22%
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateMay 4, 2026
Property Address845 FLOYD ST, GARY, IN 46403-2946
Document Number0000017936
Instrument DateApr 21, 2026
Instrument2026517936
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address845 FLOYD ST, GARY, IN 46403-2946

Mortgage

Document Number0000517937,
DateMay 4, 2026
Instrument2026517937
Lender
NameGUARANTEED RATE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Max Rate-1%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJul 14, 2020
Property Address845 FLOYD ST, GARY, IN 46403-2946
Document Number0000044051
Instrument DateMay 28, 2020
Instrument44051
Transaction TypeTransfer
Record UpdatedAug 27, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address845 FLOYD ST GARY IN 464032946, GARY, IN 46403-2946

October 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionLAKE IN
Recording DateOct 3, 2019
Property Address845 FLOYD ST, GARY, IN 46403-2946
Document Number0000067974
Instrument DateJul 11, 2019
Instrument67974
Transaction TypeTransfer
Record UpdatedOct 22, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX CENTREVILLE VA 20122, CENTREVILLE, VA 20122

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateJul 15, 2019
Property Address845 FLOYD ST, GARY, IN 46403-2946
Document Number0000042899
Instrument DateJul 11, 2019
Instrument42899
Transaction TypeTransfer
Record UpdatedJul 29, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX CENTREVILLE VA 20122, CENTREVILLE, VA 20122

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$60,100 (+19.25%) Land $5,500 Building $54,600$60,100 (+19.25%) Land $5,500 Building $54,600
2024$1,330.00 (+2.62%)
2023$50,400 (-0.4%) Land $5,500 Building $44,900$50,400 (-0.4%) Land $5,500 Building $44,900
2022$1,296.00$50,600 Land $5,500 Building $45,100$50,600 Land $5,500 Building $45,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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