Midland County property record for 845 E Isabella Rd, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,316 sqft |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (May 2020) |
| Tax Bill | $2,948 (2024) |
| Deeds & Mortgages | Jun 2026 Transfer Jan 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-015-400-160-00 |
| Primary APN | 040-015-400-160-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,316 sqft Living Area |
| 1st Floor Area | 1,316 sqft |
| Lot Area | 87,120 sqft (2 acres) |
|---|---|
| Garage Area | 1,392 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 845 E ISABELLA RD |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-8326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 15 T14N R1E COM 1601.33 FT W OF SE SEC COR, TH N 594 FT, W 149.15 FT, S 594 FT, E 149.15 FT. EXC HWY ROW. |
| Legal Range | 01E |
| Legal Township | 14N |
| Legal Section | 15 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | HOMER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 291200 |
845 E Isabella Rd is owned and occupied by an individual who acquired it in June 2026.
Source: Midland County records, as of June 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 845 E ISABELLA RD, MIDLAND, MI 48640-8326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 16, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 22, 2024 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST CU |
| May 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage MEMBERS FIRST CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2020 · Amount on File |
| Deed Sale | May 4, 2020 · Amount on File |
| Prior Sale | Jun 1, 2005 · Amount on File |
| Deed Book / Page | 1633 / 622 |
| Last Transfer Date | Jun 8, 2026 |
| Transfer Doc | 0000005834 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jun 16, 2026 |
| Property Address | 845 E ISABELLA RD, MIDLAND, MI 48640-8326 |
| Document Number | 0000005834 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 20265834 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 845 E ISABELLA RD, MIDLAND, MI 48640-8326 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 845 E ISABELLA RD, MIDLAND, MI 48640-8326 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 845 E ISABELLA RD, MIDLAND, MI 48640-8326 |
| Document Number | 0001670/23 |
|---|---|
| Date | Jan 22, 2024 |
| Book Page | 1670/23 |
| Name | MEMBERS FIRST CU |
|---|---|
| Type | Credit Union |
| Address | MIDLAND, MI 48641 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | May 4, 2020 |
| Property Address | 845 E ISABELLA RD, MIDLAND, MI 48640-8326 |
| Document Number | 1633/622 |
| Book / Page | 1633 / 622 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1968 E BROOKS RD, 1968, MIDLAND, MI 48640-9592 |
| Name | Verified Name |
|---|---|
| Address | 845 E ISABELLA RD, MIDLAND, MI 48640-8326 |
| Document Number | 1633623 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 1633/623 |
| Name | MEMBERS FIRST CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
Source: Midland County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Homer Township |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $130,800 | $261,600 | |
| 2024 | $2,948.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 845 E Isabella Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 845 E Isabella Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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