Adams County property record for 845 E 98th Ave, Unit 2005, Thornton, CO 80229
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 3 ba · 1,309 sqft · built 2019 |
| Lot Size | 0.041 acres (1,825 sqft) |
| Owner | Individual Name on File |
| Last Sale | $312,130 (Apr 2019) |
| Tax Bill | $1,113 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2019 Sale & Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0193372 |
| Primary APN | R0193372 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,309 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,825 sqft (0.041 acres) |
| Porch | Porch |
| Cooling System | Central |
|---|
| Account Number | R0193372 |
|---|---|
| Street Address | 845 E 98TH AVE UNIT 2005, 2005 |
| City | THORNTON |
| State | CO |
| Zip | 80229-2434 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LAMBERTSON LAKES 5TH AMND LOT 5A |
| Legal Subdivision | LAMBERTSON LAKES |
| Legal Lot Number | 5A |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | WEST ADAMS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 9204 |
Source: Adams County records · APN R0193372
Assessment roll updated August 25, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 845 E 98TH AVE UNIT 2005, 2005, THORNTON, CO 80229-2434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 24, 2019 | Special Warranty Deed, Transfer · Stand-Alone Second Mortgage COLORADO HOUSING & FINANCE AUTHORITY |
| Aug 30, 2018 | Grant Deed, Construction Loan · Line of Credit MOUNTAIN W DEBT FUND |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 24, 2019 · Amount on Record |
| Deed Sale | Apr 24, 2019 · Amount on Record |
| Deed Document Number | 2019000030192 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 845 E 98TH AVE UNIT 2005, 2005, THORNTON, CO 80229-2434 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000078750 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021000078750 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Apr 24, 2019 |
| Property Address | 845 E 98TH AVE UNIT 2005, 2005, THORNTON, CO 80229-2434 |
| Document Number | 0000030192 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 2019000030192 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2022 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31.21 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 845 E 98TH AVE, THORNTON, CO 80229-2432 |
| Document Number | 0000030194 |
|---|---|
| Date | Apr 24, 2019 |
| Instrument | 2019000030194 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Aug 30, 2018 |
| Property Address | 845 E 98TH AVE UNIT 2005, 2005, THORNTON, CO 80229-2434 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 70670 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 18, 2018 |
| Title Company | LAND TITLE GUARANTEE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 800 N GRANT ST #210 DENVER CO 802032944, 210, DENVER, CO 80203-2944 |
| Document Number | 0000070670 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 70670 |
| Name | MOUNTAIN W DEBT FUND |
|---|---|
| Type | Funding / Finance Company |
| Address | 357 W 200 S # 200, SALT LAKE CITY, UT 84101-3435 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Adams County records · Assessment roll updated August 25, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Thornton City |
| Unified School District | Adams 12 Five Star Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,113.00 (-74.38%) | $26,250 (-8.92%) Land $5,310 Building $20,940 | $420,000 (-1.41%) Land $85,000 Building $335,000 |
| 2023 | $4,344.00 (+6.78%) | $28,820 (+7.78%) Land $4,400 Building $24,420 | $426,000 (+10.69%) Land $65,000 Building $361,000 |
| 2022 | $4,068.00 | $26,740 Land $4,860 Building $21,880 | $384,842 Land $70,000 Building $314,842 |
Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Aerux, Live Wire Networks, Verizon.
Based on FCC filings for 630 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF THORNTON serves 226,465 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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