845 E 81st St, Indianapolis, IN 46240 Property Records

Marion County property record for 845 E 81st St, Indianapolis, IN 46240

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,584 sqft · built 1955
Lot Size0.683 acres (29,795 sqft)
OwnerIndividual Name on Record
Last Sale$450,000 (Oct 2021)
Tax Bill$5,323 (2023)
Deeds & MortgagesApr 2022 Construction Loan
Oct 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN49-03-24-102-126.000-800

Property Details

APN / Parcel Number

Primary APN49-03-24-102-126.000-800
Alternative APN
  • 8033701

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms12 Rooms
Stories1 Story
Building Area2,584 sqft Living Area
Gross Area4,088 sqft
1st Floor Area2,584 sqft
Basement Area2,044 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1972
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area29,795 sqft (0.683 acres)
Lot Dimensions271 ft deep x 110 ft wide
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
Pool Area576 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number8033701
Old Parcel Number8033701
Street Address845 E 81ST ST
CityINDIANAPOLIS
StateIN
Zip46240-2643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDCOMBE L147
Legal Range03
Legal Township17
Legal Section24
Legal SubdivisionWINDCOMBE ADDITION
Legal Lot Number147
JurisdictionMARION IN
Township / Civil DivisionWASHINGTON
Census Block Group3
Census Block3012
Census Tract320202

Owner

Source: Marion County records, as of May 10, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address845 E 81ST ST, INDIANAPOLIS, IN 46240-2643
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2022Deed of Trust, Mortgage · Construction Mortgage
HORIZON BANK NA
Oct 22, 2021Warranty Deed, Transfer · Conventional Mortgage
GVC MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2021 · Amount on Record
Deed SaleOct 22, 2021 · Amount on Record
Deed Document NumberA202100141525
Record UpdatedJun 7, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address845 E 81ST ST, INDIANAPOLIS, IN 46240-2643
Transaction TypeMortgage
Record UpdatedFeb 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039292
DateApr 1, 2022
InstrumentA202200039292
Lender
NameHORIZON BANK NA
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term372 Months
DueMar 1, 2053
Interest
Rate TypeFixed Rate

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateOct 22, 2021
Property Address845 E 81ST ST, INDIANAPOLIS, IN 46240-2643
Document Number0000141525
Map ReferencePB 28 PG 48
Instrument DateOct 8, 2021
InstrumentA202100141525
Transaction TypeTransfer
Record UpdatedFeb 9, 2023
Title CompanyINDIANA HOME TITLE LLC, INDIANA HOME TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address845 E 81ST ST, INDIANAPOLIS, IN 46240-2643

Mortgage

Document Number0000141526
DateOct 22, 2021
InstrumentA202100141526
Lender
NameGVC MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionWashington Township
Consolidated CityIndianapolis City
Unified School DistrictWashington Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,323.00 (-11.75%) Homeowner's exemption$392,500 (-7.43%) Land $40,400 Building $352,100$392,500 (-7.43%) Land $40,400 Building $352,100
2022$6,032.00 (+28.56%) Homeowner's exemption$424,000 Land $40,400 Building $383,600$424,000 Land $40,400 Building $383,600
2021$4,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people · EPA ID IN5249004
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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