Montgomery County property record for 845 Diamond Dr, Gaithersburg, MD 20878
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,672 sqft · built 1971 |
| Lot Size | 0.239 acres (10,389 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,987 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00827502 |
| Primary APN | 09-00827502 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,672 sqft Living Area |
| Gross Area | 2,936 sqft |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,389 sqft (0.239 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00827502 |
|---|---|
| Street Address | 845 DIAMOND DR |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20878-1805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | DIAMOND COURTS |
| Legal Subdivision | DIAMOND COURTS |
| Legal Block | A |
| Legal Lot Number | 26 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 700823 |
845 Diamond Dr is owned and occupied by an individual who acquired it in April 2007.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 845 DIAMOND DR, GAITHERSBURG, MD 20878-1805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2020 | Deed of Trust, Mortgage · VA Mortgage NETWORK CAPITAL FUNDING CORP |
| Aug 11, 2020 | Deed of Trust, Mortgage · VA Mortgage NETWORK CAP FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2007 |
| Deed Sale | Apr 4, 2007 |
| Deed Document Number | 200773506 |
| Prior Transfer Date | Jun 27, 2006 |
| Prior Transfer Doc | 73506 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 845 DIAMOND DR, GAITHERSBURG, MD 20878-1805 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 845 DIAMOND DR, GAITHERSBURG, MD 20878-1805 |
| Document Number | 0608000165 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 60800/165 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 845 DIAMOND DR, GAITHERSBURG, MD 20878-1805 |
| Document Number | 0608020165 |
| Instrument Date | Aug 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2020 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 845 DIAMOND DR GAITHERSBURG MD 208781805, GAITHERSBURG, MD 20878-1805 |
| Document Number | 0608020165 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 060802/000165 |
| Name | NETWORK CAP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 18, 2050 |
The 2025 property tax bill for 845 Diamond Dr was $6,987, down 3.8% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $585,600 (+5%) Land $243,900 Building $341,700 | $585,600 (-) Land $243,900 Building $341,700 | |
| 2025 | $6,987.00 (-3.77%) | $557,733 | $585,600 Land $243,900 Building $341,700 |
| 2024 | $7,261.00 | ||
| 2023 | $502,000 Land $243,900 Building $258,100 | $502,000 Land $243,900 Building $258,100 | |
| 2022 | $5,845.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 845 Diamond Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Oct 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 845 Diamond Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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