Montgomery County property record for 845 Cobbler Ln E, Mount Sterling, KY 40353
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,112 sqft · built 2005 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $22,000 (Dec 2003) |
| Tax Bill | $1,383 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-80-01-037.00 |
| Primary APN | 024-80-01-037.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,112 sqft Total Area |
| Family Room | Family Room |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 70 sqft |
| Account Number | 14013 |
|---|---|
| Street Address | 845 COBBLER LN E |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-1494 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | THE VILLAGE LOT 37 & DUPLEX |
| Legal Subdivision | THE VILLAGE |
| Legal Lot Number | 37 |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 920302 |
Source: Montgomery County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 101 AUTUMN RIDGE DR, MOUNT STERLING, KY 40353-1646 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2003 · Amount on Record |
| Deed Sale | Dec 1, 2003 · Amount on Record |
| Record Updated | Jun 8, 2026 |
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Municipality | Mount Sterling City |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,383.00 (+0.8%) | $140,000 (-) | $140,000 (-) |
| 2023 | $1,372.00 | $140,000 | $140,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY CO WATER DISTRICT #1 serves 2,082 people · EPA ID KY0870290 |
|---|---|
| Water Source | Purchased surface water from MT STERLING WATER WORKS |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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