845 Clearwater Dr, Midlothian, TX 76065 Property Records

Ellis County property record for 845 Clearwater Dr, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,368 sqft · built 1987
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Oct 2021)
Tax Bill	$5,377 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R165637`

Property Details

APN / Parcel Number

Primary APN	`R165637`
Alternative APNs	`54311290101500108` `165637`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,368 sqft Living Area
Gross Area	3,392 sqft
1st Floor Area	1,500 sqft
2nd Floor Area	868 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,155 sqft (0.83 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	536 sqft
Patio Area	542 sqft
Greenhouse	153 sqft
Storage Building	140 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	845 CLEARWATER DR
City	MIDLOTHIAN
State	TX
Zip	76065-5554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BLK A CREEK BEND ESTS PH 1 .83 AC
Legal Subdivision	CREEK BEND ESTS PH 1
Legal Block	A
Legal Lot Number	15
Jurisdiction	ELLIS TX
Township / Civil Division	MIDLOTHIAN
Census Block Group	4
Census Block	4007
Census Tract	60801

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	845 CLEARWATER DR, MIDLOTHIAN, TX 76065-5554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Sep 19, 2019	Deed of Trust, Mortgage CITIZENS NAT'L BK/TX
Jun 27, 2018	Warranty Deed, Construction Loan · Construction Mortgage CITIZENS NAT'L BK/TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2021 · Amount on Record
Deed Sale	Oct 26, 2021 · Amount on Record
Prior Sale	Jun 27, 2018 · Amount on Record
Deed Document Number	202147323
Prior Transfer Date	Jun 22, 2018
Prior Transfer Doc	0000018281
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELLIS TX
Recording Date	Oct 26, 2021
Property Address	845 CLEARWATER DR, MIDLOTHIAN, TX 76065-5554
Document Number	2147323
Map Reference	CAB B SL 280
Instrument Date	Oct 18, 2021
Instrument	2147323
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 GEORGE HOPPER RD, 405, MIDLOTHIAN, TX 76065-5519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 CLEARWATER DR, MIDLOTHIAN, TX 76065-5554

Mortgage

Document Number	2147324
Date	Oct 26, 2021
Instrument	2147324

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	845 CLEARWATER DR, MIDLOTHIAN, TX 76065-5554
Document Number	0000028571
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 CLEARWATER DR MIDLOTHIAN TX 760655554, MIDLOTHIAN, TX 76065-5554

Mortgage

Document Number	0000028571
Date	Sep 25, 2019
Instrument	28571

Lender

Name	CITIZENS NAT'L BK/TX
Type	Bank
Address	WAXAHACHIE, TX 75168

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Sep 24, 2026

June 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Jun 27, 2018
Property Address	845 CLEARWATER DR, MIDLOTHIAN, TX 76065-5554
Document Number	0000018281
Instrument Date	Jun 22, 2018
Instrument	18281
Transaction Type	Construction Loan
Record Updated	Jul 20, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	845 CLEARWATER DR MIDLOTHIAN TX 760655554, MIDLOTHIAN, TX 76065-5554

Mortgage

Document Number	18282
Date	Jun 27, 2018
Instrument	18282

Lender

Name	CITIZENS NAT'L BK/TX
Type	Bank
Address	WAXAHACHIE, TX 75168

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 26, 2019

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,473 (+4.7%) Land $122,500 Building $287,973	$410,473 (+4.7%) Land $122,500 Building $287,973
2025	$5,377.00 (-30.02%) Homeowner's exemption	$392,052 (-6.41%) Land $115,000 Building $277,052	$392,052 (-6.41%) Land $115,000 Building $277,052
2024	$7,684.00 (-9.71%)
2023	$8,510.00 (+116.7%)	$418,898 Land $100,000 Building $318,898	$418,898 Land $100,000 Building $318,898
2018	$3,927.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2017–2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLOTHIAN serves 27,699 people · EPA ID TX0700005
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Element8.

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