845 Chestnut Tree Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 845 Chestnut Tree Dr, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,588 sqft · built 1976
Lot Size0.305 acres (13,300 sqft)
Owner2 Individual Names on Record
Last Sale$369,900 (Jul 2015)
Tax Bill$5,457 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-165-90007974

Property Details

APN / Parcel Number

Primary APN03-165-90007974
Alternative APNs
  • 316590007974
  • 16590007974

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,588 sqft Living Area
Gross Area1,892 sqft
1st Floor Area1,108 sqft
Basement Area480 sqft
Finished Basement480 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area13,300 sqft (0.305 acres)

Exterior Amenities

Pool Area576 sqft
PorchOpen Porch
Porch Area380 sqft
Patio Area304 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number16590007974
Street Address845 CHESTNUT TREE DR
CityANNAPOLIS
StateMD
Zip21409-5151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 6 BK AW PL 10 CAPE ST CLAIRE
Legal SubdivisionCAPE ST CLAIRE
Legal BlockAW
Legal Lot Number6
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2018
Census Tract731003

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address845 CHESTNUT TREE DR, ANNAPOLIS, MD 21409-5151
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2015 · Amount on Record
Deed SaleJul 23, 2015 · Amount on Record
Prior SaleFeb 3, 2015 · Amount on Record
Deed Book / Page28627 / 411
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address845 CHESTNUT TREE DR, ANNAPOLIS, MD 21409-5151
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyINTEGRITY CLOSING COMPANY LLC, INTEGRITY T&E CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address845 CHESTNUT TREE DR, ANNAPOLIS, MD 21409-5151

Mortgage

Document Number0369360090
DateJun 7, 2021
Book Page36936/90
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$446,733 (+11.71%)$466,500 (+14.56%) Land $252,900 Building $213,600
2025$5,457.00 (+24.99%)
2023$4,366.00$399,900$407,200 Land $242,900 Building $164,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims3 (1978–2003)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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