Mitchell County property record for 845 Carters Ridge Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,254 sqft · built 1972 |
| Lot Size | 1.19 acres (51,836 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,726 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0799-00-54-5502 |
| Primary APN | 0799-00-54-5502 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,254 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Wood |
| Lot Area | 51,836 sqft (1.19 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 555780200 |
|---|---|
| Street Address | 845 CARTERS RIDGE RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-9796 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1117 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 950400 |
845 Carters Ridge Rd is held in a trust since March 2016.
Source: Mitchell County records, as of September 8, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 883 CARTERS RIDGE RD, SPRUCE PINE, NC 28777-9796 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 1, 2016 |
| Transfer Doc | 568/342 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 845 Carters Ridge Rd was $1,726, down 0.1% from the year before.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,726.00 (-0.06%) | $268,300 (-) Land $29,600 Building $238,700 | |
| 2025 | $1,727.00 | $268,300 Land $29,600 Building $238,700 | |
| 2023 | $1,699.00 | $268,300 Land $29,600 Building $238,700 | $268,300 Land $29,600 Building $238,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 845 Carters Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 845 Carters Ridge Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Zito Media Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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