845 Cambridge Dr, Plano, TX 75023 Property Records

Collin County property record for 845 Cambridge Dr, Plano, TX 75023

Property Summary

Property Type	Single Family Home
Details	1,717 sqft · built 1979
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$294,834 (Apr 2024)
Tax Bill	$5,877 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-0585-004-0310-1`

Property Details

APN / Parcel Number

Primary APN	`R-0585-004-0310-1`
Alternative APNs	`000000335630` `335630`

Interior

Stories	1 Story
Building Area	1,717 sqft Living Area
Gross Area	2,177 sqft
1st Floor Area	1,717 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	845 CAMBRIDGE DR
City	PLANO
State	TX
Zip	75023-6831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	WESTGATE ADDITION NO 1, BLK 4, LOT 31
Legal Subdivision	WESTGATE ADDITION NO 1 (CPL)
Legal Block	4
Legal Lot Number	31
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	1
Census Block	1016
Census Tract	31611

Owner

845 Cambridge Dr is owned and occupied by an individual who bought it in April 2024.

Source: Collin County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	845 CAMBRIDGE DR, PLANO, TX 75023-6831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Aug 24, 2017	Warranty Deed, Transfer · FHA Mortgage ROYAL PACIFIC FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2024 · Amount on File
Deed Sale	Apr 2, 2024 · Amount on File
Prior Sale	Aug 24, 2017 · Amount on File
Deed Document Number	202438070
Prior Transfer Date	Aug 23, 2017
Prior Transfer Doc	0001137640
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Apr 2, 2024
Property Address	845 CAMBRIDGE DR, PLANO, TX 75023-6831
Document Number	2024000038070
Map Reference	CAB B PG 214
Instrument Date	Mar 29, 2024
Instrument	2024000038070
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024000038071
Date	Apr 2, 2024
Instrument	2024000038071

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Aug 24, 2017
Property Address	845 CAMBRIDGE DR, PLANO, TX 75023-6831
Document Number	0001137640
Instrument Date	Aug 24, 2017
Instrument	1137640
Transaction Type	Transfer
Record Updated	Sep 14, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 CAMBRIDGE DR PLANO TX 750236831, PLANO, TX 75023-6831

Mortgage

Document Number	1137650
Date	Aug 24, 2017
Instrument	1137650

Lender

Name	ROYAL PACIFIC FNDG
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 845 Cambridge Dr was $5,877, up 42.2% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,877.00 (+42.16%)	$344,152 Land $90,000 Building $254,152	$344,152 Land $90,000 Building $254,152
2024	$4,134.00
2023		$340,272 Land $90,000 Building $250,272	$340,272 Land $90,000 Building $250,272
2022	$4,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 845 Cambridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 845 Cambridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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