St. Clair County property record for 845 Birkdale Dr, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,696 sqft · built 2005 |
| Lot Size | 0.897 acres (39,073 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Jul 2017) |
| Tax Bill | $8,839 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-304-0125-000 |
| Primary APN | 74-07-304-0125-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,696 sqft Living Area |
| 1st Floor Area | 1,987 sqft |
| Basement Area | 1,987 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 39,073 sqft (0.897 acres) |
| Lot Dimensions | 249 ft deep x 157 ft wide |
| Garage Area | 818 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 845 BIRKDALE DR |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-5702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 LOW DE |
| Legal Description | LOT 125 THE HIGHLANDS NO 5 AS RECORDED IN LIBER 101 OF PLATS PG 7 ST CLAIR COUNTY REGISTER OF DEEDS |
| Legal Subdivision | THE HIGHLANDS SUBDIVISION |
| Legal Lot Number | 125 |
| Legal Unit | 125 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 7 |
| Census Block | 7004 |
| Census Tract | 642000 |
845 Birkdale Dr is owned and occupied by an individual who bought it in July 2017.
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 845 BIRKDALE DR, SAINT CLAIR, MI 48079-5702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2017 | Deed of Trust, Mortgage JPMORGAN CHASE BANK NA |
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TCF NAT'L BK |
| Jul 3, 2017 | Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2017 · Amount on File |
| Deed Sale | Jul 3, 2017 · Amount on File |
| Deed Document Number | 201716615 |
| Deed Book / Page | 4845 / 725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 845 BIRKDALE DR, SAINT CLAIR, MI 48079-5702 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047950710 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 4795/710 |
| Instrument | 2017002727 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Amount | Amount on Record |
|---|---|
| Term | 420 Months |
| Due | Jan 20, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 845 BIRKDALE DR, SAINT CLAIR, MI 48079-5702 |
| Document Number | 0052030982 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 845 BIRKDALE DR LAUDERDALE MN 55108, LAUDERDALE, MN 55108 |
| Document Number | 0052030982 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 005203/000982 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 3, 2017 |
| Property Address | 845 BIRKDALE DR, SAINT CLAIR, MI 48079-5702 |
| Document Number | 004845/725 |
| Book / Page | 4845 / 725 |
| Instrument Date | May 21, 2017 |
| Instrument | 2017016615 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,354.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 845 BIRKDALE DR, 845, SAINT CLAIR, MI 48079-5702 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 37897 W HORSESHOE DR, CLINTON TWP, MI 48036-1729 |
| Document Number | 0048450726 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 4845/726 |
| Instrument | 2017016616 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 845 Birkdale Dr was $8,839 with a homeowner's exemption, up 3.3% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $292,100 (+2.82%) | $584,200 | |
| 2025 | $8,839.00 (+3.33%) Homeowner's exemption | $284,100 | |
| 2024 | $8,554.00 | $568,200 | |
| 2023 | $255,300 | ||
| 2022 | $7,937.00 | $510,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 845 Birkdale Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 845 Birkdale Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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