845 Bakewell St, Covington, KY 41011 Property Records

Kenton County property record for 845 Bakewell St, Covington, KY 41011

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,850 sqft · built 1886
Lot Size	0.03 acres (1,319 sqft)
Owner	2 Individual Names on File
Last Sale	$321,000 (May 2025)
Tax Bill	$1,921 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Apr 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`040-44-14-025.00`

Property Details

APN / Parcel Number

Primary APN	`040-44-14-025.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,850 sqft Finished Area
Gross Area	3,048 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Duplex Single
Exterior Material	Brick
Foundation Type	Stone
Lot Area	1,319 sqft (0.03 acres)
Lot Dimensions	71.7 ft deep x 18.4 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit

Location & Zoning

Street Address	845 BAKEWELL ST
City	COVINGTON
State	KY
Zip	41011-1229
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	PERRY PT LOT 17 18.4'X 71.7' NWC 9TH & BAKEWELL
Legal Subdivision	PERRY
Legal Lot Number	17
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2012
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

845 Bakewell St, a duplex, is owned by two individuals who bought it in May 2025.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9206 BELVEDERE CT, FLORENCE, KY 41042-8768
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2025	Special Warranty Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Apr 9, 2024	Warranty Deed, Transfer TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2025 · Amount on File
Deed Sale	May 7, 2025 · Amount on File
Prior Sale	Apr 9, 2024 · Amount on File
Deed Document Number	20250507101
Deed Book / Page	341 / 747
Record Updated	Oct 29, 2026

May 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 7, 2025
Property Address	845 BAKEWELL ST, COVINGTON, KY 41011-1229
Document Number	0005900101
Book / Page	KC 341 / 747
Instrument Date	Apr 21, 2025
Instrument	25050705900101
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1719 STATE RT 10219, PARSIPPANY, NJ 07054

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9206 BELVEDERE COURT, COVINGTON, KY 41012
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900173
Date	May 7, 2025
Instrument	25051405900173

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2055

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 9, 2024
Property Address	845 BAKEWELL ST, COVINGTON, KY 41011-1229
Document Number	0005900183
Book / Page	KC 278 / 574
Instrument Date	Apr 3, 2024
Instrument	24040905900183
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 WEST ST, COVINGTON, KY 41016-1686

Transferred To (Grantee/Buyer)

Name	Verified Name
Mail Care Of	HOMERIVER AFTER RECORDING SEND
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 845 Bakewell St was $1,921.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,000 (+121.38%) Land $10,000 Building $311,000	$321,000 (+121.38%) Land $10,000 Building $311,000
2025	$1,921.00	$145,000 Land $5,000 Building $140,000	$145,000 Land $5,000 Building $140,000
2023	$847.00 Homeowner's exemption	$110,000 Land $5,000 Building $105,000	$110,000 Land $5,000 Building $105,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 845 Bakewell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 845 Bakewell St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Bakewell St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures