845 Albert St N, Saint Paul, MN 55104 Property Records

Ramsey County property record for 845 Albert St N, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 816 sqft · built 1957
Lot Size	0.205 acres (8,973 sqft)
Owner	Individual Name on Record
Tax Bill	$3,968 (2023)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-29-23-31-0065`

Property Details

APN / Parcel Number

Primary APN	`27-29-23-31-0065`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Gross Area	1,648 sqft
1st Floor Area	816 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,973 sqft (0.205 acres)
Lot Dimensions	155 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	845 ALBERT ST N
City	SAINT PAUL
State	MN
Zip	55104-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	COLLEGE PLACE,,EAST DIVISION EX W 57 5/1O FT AND EX N 2O FT THE E 1/2 OF LOT 4 BLK 11
Legal Range	23
Legal Township	29
Legal Section	27
Legal Quarter	3
Quarter-Quarter Section	1
Legal Subdivision	COLLEGE PLACE,,EAST DIVISION
Legal Block	11
Legal Lot Number	4
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1002
Census Tract	32200

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	845 ALBERT ST N, SAINT PAUL, MN 55104-1304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUNRISE BK
Sep 28, 2017	Warranty Deed, Transfer · Conventional with PMI SUNRISE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2020
Deed Sale	Oct 22, 2020
Prior Sale	Sep 28, 2017 · Amount on Record
Deed Document Number	A04839896
Record Updated	Jun 7, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	845 ALBERT ST N, SAINT PAUL, MN 55104-1304
Document Number	0004839963
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 ALBERT ST N ST PAUL MN 551041304, ST PAUL, MN 55104-1304

Mortgage

Document Number	0004839963
Date	Oct 22, 2020
Instrument	4839963

Lender

Name	SUNRISE BK
Type	Bank
Address	SAINT PAUL, MN 55103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 28, 2017
Property Address	845 ALBERT ST N, SAINT PAUL, MN 55104-1304
Document Number	0004678591
Instrument Date	Sep 22, 2017
Instrument	4678591
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$587.35
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 ALBERT ST N ST PAUL MN 551041304, ST PAUL, MN 55104-1304

Mortgage

Document Number	4678592
Date	Sep 28, 2017
Instrument	4678592

Lender

Name	SUNRISE BK
Type	Bank
Address	ST PAUL, MN 55103

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,968.00 Homeowner's exemption	$268,200 Land $40,000 Building $228,200	$268,200 Land $40,000 Building $228,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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