Wright County property record for 845 10th St, Clearwater, MN 55320
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,120 sqft · built 2024 |
| Lot Size | 0.297 acres (12,947 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Jun 2024) |
| Tax Bill | $3,222 (2026) |
| Deeds & Mortgages | Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-038-006060 |
| Primary APN | 104-038-006060 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 12,947 sqft (0.297 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 845 10TH ST |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-4585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-02 TWP-122 RANGE-027 CEDAR SOUTH 3RD ADDN LOT-006 BLOCK-006 -006 |
| Legal Range | 027 |
| Legal Township | 122 |
| Legal Section | 02 |
| Legal Subdivision | CEDAR SOUTH 3RD ADDN |
| Legal Block | 6 |
| Legal Lot Number | 6 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 100300 |
845 10th St is owned and occupied by an individual who bought it in June 2024.
Source: Wright County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 845 10TH ST, CLEARWATER, MN 55320-4585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2024 · Amount on File |
| Deed Sale | Jun 13, 2024 · Amount on File |
| Prior Sale | Jun 13, 2024 · Amount on File |
| Deed Document Number | 20241658374 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jun 21, 2018 |
| Property Address | CLEARWATER, MN 55320 |
| Document Number | 0001373028 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 1373028 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2018 |
| Title Company | PREFERRED TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $363.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 17207 198TH AVE NW BIG LAKE MN 553094684, BIG LAKE, MN 55309-4684 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 845 10th St was $3,222.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Clearwater City |
| County | Wright County |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,222.00 | $289,600 (+2.37%) Land $61,000 Building $228,600 | $289,600 (+2.37%) Land $61,000 Building $228,600 |
| 2025 | $282,900 Land $61,000 Building $221,900 | $282,900 Land $61,000 Building $221,900 | |
| 2023 | $540.00 (+9.31%) | $40,000 Land $40,000 | $40,000 Land $40,000 |
| 2022 | $494.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 845 10th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1998–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 845 10th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Clearwater serves 2,129 people · EPA ID MN1860025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Midco Cable | 1,250 / 60 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon, Xtratyme Technologies.
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