84494 Clear Lake Rd, Florence, OR 97439 Property Records

Lane County property record for 84494 Clear Lake Rd, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,532 sqft · built 1954
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Nov 2019)
Tax Bill	$2,452 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-12-11-40-02101-000`

Property Details

APN / Parcel Number

Primary APN	`19-12-11-40-02101-000`
Alternative APNs	`1912114002101` `0862340`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,532 sqft Living Area
1st Floor Area	1,244 sqft
Basement Area	288 sqft
Finished Basement	288 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	0862340
Street Address	84494 CLEAR LAKE RD
City	FLORENCE
State	OR
Zip	97439-8414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TL 02101
Legal Range	12
Legal Township	19
Legal Section	11
Legal Lot Number	2101
Jurisdiction	LANE OR
Township / Civil Division	DUNES CITY
Census Block Group	2
Census Block	2000
Census Tract	702

Owner

84494 Clear Lake Rd is owned by an individual who acquired it in March 2022.

Source: Lane County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 22, WESTLAKE, OR 97493-0022
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK
Nov 14, 2019	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 16, 2018	Trustee's Deed, Construction Loan · Construction Mortgage ROBERT RICHARDS 401K PSP
May 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2019 · Amount on File
Deed Sale	Nov 14, 2019 · Amount on File
Prior Sale	Apr 27, 2018 · Amount on File
Deed Document Number	201952028
Last Transfer Date	Mar 10, 2022
Transfer Doc	0000011405
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Mar 11, 2022
Property Address	84494 CLEAR LAKE RD, FLORENCE, OR 97439-8414
Document Number	0000011405
Instrument Date	Mar 10, 2022
Instrument	2022-011405
Transaction Type	Transfer
Record Updated	Mar 16, 2022
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF OR

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 22, FLORENCE, OR 97439-0001

Mortgage

Document Number	0000011406
Date	Mar 11, 2022
Instrument	2022-011406

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Nov 14, 2019
Property Address	84494 CLEAR LAKE RD, FLORENCE, OR 97439-8414
Document Number	0000052028
Instrument Date	Nov 5, 2019
Instrument	2019-052028
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	CASCADE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 22, WESTLAKE, OR 97493-0022

Mortgage

Document Number	0000052029
Date	Nov 14, 2019
Instrument	2019-052029

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LANE OR
Recording Date	May 16, 2018
Property Address	84494 CLEAR LAKE RD, FLORENCE, OR 97439-8414
Instrument Date	May 4, 2018
Instrument	22388
Transaction Type	Construction Loan
Record Updated	Jun 1, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	84494 CLEAR LAKE RD FLORENCE OR 974398414, FLORENCE, OR 97439-8414

Mortgage

Document Number	0000022388
Date	May 16, 2018
Instrument	22388

Lender

Name	ROBERT RICHARDS 401K PSP

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 15, 2019

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANE OR
Recording Date	May 5, 2017
Property Address	84494 CLEAR LAKE RD, FLORENCE, OR 97439-8414
Document Number	0000021899
Instrument Date	Dec 10, 2016
Instrument	21899
Transaction Type	Transfer
Record Updated	May 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 GOLDSMITH ST LITTLETON MA 014601925, LITTLETON, MA 01460-1925

Tax Assessment & Valuation

The 2025 property tax bill for 84494 Clear Lake Rd was $2,452.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Dunes City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,452.00	$220,151	$494,825 Land $170,589 Building $324,236
2023	$2,308.00 (+4.39%)	$207,514 (+3%)	$505,193 (+14.49%) Land $134,643 Building $370,550
2022	$2,211.00	$201,470	$441,245 Land $123,663 Building $317,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 84494 Clear Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 84494 Clear Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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