8449 Lower Lake Rd, Lodi, NY 14860 Property Records

Seneca County and Lodi Town property record for 8449 Lower Lake Rd, Lodi, NY 14860

Property Summary

Property Type	Mobile Home / Trailer Park
Details	2 bd · 1.5 ba · 2,040 sqft · built 1900
Lot Size	40.7 acres (1,772,892 sqft)
Owner	Individual Name on Record
Last Sale	$690,000 (Mar 2012)
Tax Bill	$22,295 (2026)
Deeds & Mortgages	Mar 2019 Refinance Dec 2015 Mortgage + 4 more
APN	`452689 05-1-12.2`

Property Details

APN / Parcel Number

Primary APN	`452689 05-1-12.2`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,040 sqft Gross Area
1st Floor Area	1,140 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Composition/Composite
Lot Area	1,772,892 sqft (40.7 acres)

Exterior Amenities

Porch	Slab
Porch Area	812 sqft
Shed	1 Shed
Total Buildings	13 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8449 LOWER LAKE RD
City	LODI
State	NY
Zip	14860-9623
Property Category	Commercial
Property Type	Commercial > Retail > Mobile Home / Trailer Park
Legal Block	1
Legal Lot Number	12.002
Jurisdiction	SENECA NY
Township / Civil Division	LODI
Census Block Group	4
Census Block	4031
Census Tract	950900

Owner

Source: Seneca County and Lodi Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8449 LOWER LAKE RD, LODI, NY 14860-9623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance US SMALL BUSINESS ADMINISTRATION
Dec 9, 2015	Deed of Trust, Mortgage · Commercial Mortgage TIOGA STATE BANK
Nov 18, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 22, 2024	Quit Claim Deed, Transfer Quitclaim
Apr 22, 2024	Quit Claim Deed, Transfer Quitclaim
Mar 20, 2012	Deed, Transfer TIMOTHY MATTISON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2012 · Amount on Record
Deed Sale	Mar 20, 2012 · Amount on Record
Prior Sale	Apr 11, 2002 · Amount on Record
Deed Document Number	2012
Deed Book / Page	850 / 101
Last Transfer Date	Oct 24, 2025
Transfer Doc	001131/273
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	8449 LOWER LAKE RD, LODI, NY 14860-9623
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001698/280
Date	Mar 13, 2019
Book Page	1698/280
Instrument	43877

Lender

Name	US SMALL BUSINESS ADMINISTRATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2048

December 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	8449 LOWER LAKE RD, LODI, NY 14860-9623
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001564/0000000297
Date	Dec 9, 2015
Book Page	0000001564/0000000297
Instrument	201500028842

Lender

Name	TIOGA STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2030

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SENECA NY
Recording Date	Nov 18, 2025
Property Address	8449 LOWER LAKE RD, LODI, NY 14860-9623
Document Number	001131/273
Book / Page	1131 / 273
Instrument Date	Oct 24, 2025
Instrument	72392
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8449 LOWER LAKE RD, LODI, NY 14860-9623

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SENECA NY
Recording Date	Apr 22, 2024
Property Address	8449 LOWER LAKE RD, LODI, NY 14860-9623
Document Number	001097/201
Book / Page	1097 / 201
Instrument Date	Jan 18, 2024
Instrument	66325
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8449 LOWER LAKE RD, LODI, NY 14860-9623

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SENECA NY
Recording Date	Apr 22, 2024
Property Address	8449 LOWER LAKE RD, LODI, NY 14860-9623
Document Number	001097/196
Book / Page	1097 / 196
Instrument Date	Jan 1, 2024
Instrument	66324
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8449 LOWER LAKE RD, LODI, NY 14860-9623

March 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	SENECA NY
Recording Date	Mar 20, 2012
Property Address	8449 LOWER LAKE RD, LODI, NY 14860-9623
Document Number	0000000850/0000000101
Book / Page	0000000850 / 0000000101
Instrument Date	Mar 15, 2012
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	TIMOTHY MATTISON

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 W HILL RD, ELMIRA, NY 14903-9340

Tax Assessment & Valuation

Source: Seneca County and Lodi Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Lodi Town
Unified School District	South Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,295.00
2025		$512,400 (-) Land $242,600 Building $269,800	$1,220,000 (+14.29%) Land $577,619 Building $642,381
2024		$512,400 (-) Land $242,600 Building $269,800	$1,067,500 (+2.08%) Land $505,417 Building $562,083
2023		$512,400 Land $242,600 Building $269,800	$1,045,714 Land $495,102 Building $550,612

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	12 (1993–2021)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Oct 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Empire Long Distance.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lower Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures