8447 Crystal Cove Loop, Kissimmee, FL 34747 Property Records

Osceola County property record for 8447 Crystal Cove Loop, Kissimmee, FL 34747

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,645 sqft · built 2004
Lot Size	0.049 acres (2,134 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Mar 2026)
Tax Bill	$3,952 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`09-25-27-3053-0001-1020`

Property Details

APN / Parcel Number

Primary APN	`09-25-27-3053-0001-1020`
Alternative APNs	`252709305300011020` `111849`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,645 sqft Living Area
Gross Area	1,775 sqft
1st Floor Area	952 sqft
Upper Floors Area	693 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	2,134 sqft (0.049 acres)

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	130 sqft
Deck Area	45 sqft
Patio Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	8447 CRYSTAL COVE LOOP
City	KISSIMMEE
State	FL
Zip	34747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	EMERALD ISLAND RESORT PHASE 2 PB 13 PG 109 LOT 102
Legal Range	27E
Legal Township	25S
Legal Section	09
Legal Subdivision	EMERALD ISLAND RESORT PH 2
Legal Phase	2
Legal Tract	3053
Legal Block	1020
Legal Lot Number	102
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	2
Census Block	2000
Census Tract	40811

Owner

Source: Osceola County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 SWEETGUM LN, ATOKA, TN 38004-3100
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 5, 2021	Warranty Deed, Transfer · Conventional Mortgage FLORIDA HOME TRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2026 · Amount on Record
Deed Sale	Mar 4, 2026 · Amount on Record
Prior Sale	Aug 5, 2021 · Amount on Record
Deed Document Number	202628375
Deed Book / Page	6931 / 824
Prior Transfer Date	May 27, 2011
Prior Transfer Doc	0041340683
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 4, 2026
Property Address	8447 CRYSTAL COVE LOOP, KISSIMMEE, FL 34747
Document Number	0069310824
Book / Page	6931 / 824
Map Reference	MB 13 PG 109
Instrument Date	Feb 25, 2026
Instrument	2026028375
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2665 EXECUTIVE PARK DR # DR2, DR2, WESTON, FL 33331-3652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 SWEETGUM LN, ATOKA, TN 38004-3100

Mortgage

Document Number	0069310834
Date	Mar 4, 2026
Book Page	6931/834
Instrument	2026028377

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 5, 2021
Property Address	8447 CRYSTAL COVE LOOP, KISSIMMEE, FL 34747
Document Number	0060170592
Book / Page	6017 / 592
Map Reference	MB 13 PG 109
Instrument Date	Jul 30, 2021
Instrument	2021121594
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,746.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 EASTPARK DR, CELEBRATION, FL 34747-5022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2665 EXECUTIVE PARK DR STE 2, 2, WESTON, FL 33331-3652

Mortgage

Document Number	0006017600
Date	Aug 5, 2021
Instrument	6017/600

Lender

Name	FLORIDA HOME TRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,952.00 (-0.98%)	$262,500 (-12.56%) Land $40,000 Building $222,500	$262,500 (-12.56%) Land $40,000 Building $222,500
2024	$3,991.00 (+1.81%)
2023	$3,920.00 (+20.25%)	$300,200 (+38.4%) Land $23,600 Building $276,600	$300,200 (+38.4%) Land $23,600 Building $276,600
2022	$3,260.00	$216,900 Land $23,600 Building $193,300	$216,900 Land $23,600 Building $193,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 69 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	256 units insured incl. 187 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	40,000 / 40,000
Blue Stream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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