8446 Oak Estates Ln, Sacramento, CA 95828 Property Records

Sacramento County property record for 8446 Oak Estates Ln, Sacramento, CA 95828

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,680 sqft · built 2002
Lot Size	0.41 acres (17,876 sqft)
Owner	2 Individual Names on File
Last Sale	$786,000 (Jul 2024)
Tax Bill	$8,468 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2025 Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`115-1680-001-0000`

Property Details

APN / Parcel Number

Primary APN	`115-1680-001-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,680 sqft Living Area
1st Floor Area	2,680 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	17,876 sqft (0.41 acres)
Garage Area	1,376 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8446 OAK ESTATES LN
City	SACRAMENTO
State	CA
Zip	95828-6675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-3
Legal Description	COUNTRY ESTATES, LOT 5
Legal Subdivision	COUNTRY ESTATES
Legal Lot Number	5
Jurisdiction	SACRAMENTO CA
Township / Civil Division	ELK GROVE
Census Block Group	3
Census Block	3013
Census Tract	9321

Owner

8446 Oak Estates Ln is owned and occupied by two individuals who bought it in July 2024.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8446 OAK ESTATES LN, SACRAMENTO, CA 95828-6675
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANSNAP INC
Mar 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 12, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 7, 2022	Grant Deed, Transfer SPRUCE
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Nov 8, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Dec 13, 2017	Deed of Trust, Mortgage · Line of Credit CAPITAL ONE NA
Oct 18, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2024 · Amount on File
Deed Sale	Jul 23, 2024 · Amount on File
Prior Sale	Sep 12, 2022 · Amount on File
Deed Book / Page	20240723 / 78
Prior Transfer Date	Oct 7, 2017
Prior Transfer Doc	10180000000274
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8446 OAK ESTATES LN, SACRAMENTO, CA 95828-6675
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8446 OAK ESTATES LN, SACRAMENTO, CA 95828-6675

Mortgage

Document Number	0000000522
Date	Aug 20, 2021
Instrument	2021082000522

Lender

Name	LOANSNAP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	286 Months
Due	Jun 1, 2045

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8446 OAK ESTATES LN, SACRAMENTO, CA 95828-6675
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8446 OAK ESTATES LN, SACRAMENTO, CA 95828-6675

Mortgage

Document Number	0000000663
Date	Mar 10, 2025
Instrument	202503100663

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2040

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 12, 2022
Property Address	8446 OAK ESTATES LN, SACRAMENTO, CA 95828-6675
Document Number	0000000359
Map Reference	MB 275 MAP 6
Instrument Date	Sep 8, 2022
Instrument	2022091200359
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	NOT AVAILABLE, SPRUCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	8446 OAK ESTATES LN, SACRAMENTO, CA 95828-6675

Mortgage

Document Number	0000000360
Date	Sep 12, 2022
Instrument	2022091200360

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 7, 2022
Property Address	8446 OAK ESTATES LN, SACRAMENTO, CA 95828-6675
Document Number	0000001267
Map Reference	MB 275 MAP 6
Instrument Date	Mar 3, 2022
Instrument	2022030701267
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	SPRUCE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8446 OAK ESTATES LN, SACRAMENTO, CA 95828-6675
Document Number	2002070505
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8446 OAK ESTATES LN SACRAMENTO CA 958286675, SACRAMENTO, CA 95828-6675

Mortgage

Document Number	2002070505
Date	Feb 7, 2020
Instrument	2002070505

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8446 OAK ESTATES LN, SACRAMENTO, CA 95828-6675
Document Number	1911150260
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8446 OAK ESTATES LN SACRAMENTO CA 958286675, SACRAMENTO, CA 95828-6675

Mortgage

Document Number	1911150260
Date	Nov 15, 2019
Instrument	1911150260

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8446 OAK ESTATES LN, SACRAMENTO, CA 95828-6675
Document Number	1801040101
Instrument Date	Dec 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8446 OAK ESTATES LN SACRAMENTO CA 958286675, SACRAMENTO, CA 95828-6675

Mortgage

Document Number	1801040101
Date	Jan 4, 2018
Instrument	1801040101

Lender

Name	CAPITAL ONE NA
Type	Funding / Finance Company
Address	PLANO, TX 75024

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2048

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 18, 2017
Property Address	8446 OAK ESTATES LN, SACRAMENTO, CA 95828-6675
Document Number	1710180274
Instrument Date	Oct 7, 2017
Instrument	1710180274
Transaction Type	Mortgage
Record Updated	Oct 31, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8446 OAK ESTATES LN SACRAMENTO CA 958286675, SACRAMENTO, CA 95828-6675

Mortgage

Document Number	1710180275
Date	Oct 18, 2017
Instrument	1710180275

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8446 Oak Estates Ln was $8,468, up 4.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$801,720 (+2%) Land $229,500 Building $572,220
2025	$8,468.00 (+4.92%)	$786,000 Land $225,000 Building $561,000
2024	$8,071.00 (+2.61%)
2023	$7,866.00 (+32.11%)	$725,000 Land $225,000 Building $500,000
2022	$5,954.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8446 Oak Estates Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8446 Oak Estates Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - PARKWAY private · serves 50,646 people · EPA ID CA3410017
Water Source	Purchased surface water from CITY OF SACRAMENTO MAIN
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20

May also be available: Frontier.

Nearby Properties on Oak Estates Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures