8446 N Oak St, Spokane, WA 99208 Property Records

Spokane County property record for 8446 N Oak St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,046 sqft · built 2021
Lot Size	0.167 acres (7,288 sqft)
Owner	2 Individual Names on Record
Last Sale	$659,900 (Jul 2021)
Tax Bill	$7,346 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`26244.4103`

Property Details

APN / Parcel Number

Primary APN	`26244.4103`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,046 sqft Living Area
Gross Area	3,726 sqft
1st Floor Area	1,201 sqft
2nd Floor Area	644 sqft
Basement Area	1,201 sqft
Finished Basement	1,201 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,288 sqft (0.167 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	123 sqft
Canopy	123 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8446 N OAK ST
City	SPOKANE
State	WA
Zip	99208-6940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	SCONIERS 1ST ADDITION: LOT 3 BLOCK 2 (AFN 6922911)
Legal Subdivision	SCONIERS 1ST ADDITION
Legal Block	2
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2004
Census Tract	10701

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8446 N OAK ST, SPOKANE, WA 99208-6940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 21, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Deed Document Number	20217103757
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 21, 2021
Property Address	8446 N OAK ST, SPOKANE, WA 99208-6940
Document Number	0007103757
Map Reference	VOL 41 PG 99&100
Instrument Date	Jul 14, 2021
Instrument	7103757
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,851.22
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8446 N OAK ST, SPOKANE, WA 99208-6940

Mortgage

Document Number	0007103758
Date	Jul 21, 2021
Instrument	7103758

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 21, 2020
Property Address	8446 N OAK ST, SPOKANE, WA 99208-6940
Document Number	0006984280
Instrument Date	Oct 20, 2020
Instrument	6984280
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$963.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 14130 SPOKANE VALLEY WA 992140130, SPOKANE VALLEY, WA 99214-0130
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,346.00 (+4.26%)	$661,200 (-3.7%) Land $125,000 Building $536,200	$661,200 (-3.7%) Land $125,000 Building $536,200
2025	$7,046.00 (+14.57%)
2024		$686,600 (+38.57%) Land $100,000 Building $586,600	$686,600 (+38.57%) Land $100,000 Building $586,600
2023	$6,150.00 (+15.58%)	$495,500 Land $60,000 Building $435,500	$495,500 Land $60,000 Building $435,500
2022	$5,321.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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