Sacramento County property record for 8446 Miguel Way, Elverta, CA 95626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,161 sqft · built 1979 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Sep 2018) |
| Tax Bill | $3,256 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2021 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 202-0263-002-0000 |
| Primary APN | 202-0263-002-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,161 sqft Living Area |
| 1st Floor Area | 1,161 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Garage Area | 543 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 8446 MIGUEL WAY |
|---|---|
| City | ELVERTA |
| State | CA |
| Zip | 95626-9535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | RANCHO ELVERTA 02, LOT 43 |
| Legal Subdivision | RANCHO ELVERTA 02 |
| Legal Lot Number | 43 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 7206 |
8446 Miguel Way is owned and occupied by an individual who bought it in September 2018.
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8446 MIGUEL WAY, ELVERTA, CA 95626-9535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MASTERS TEAM MORTGAGE |
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MASTERS TEAM MORTGAGE |
| Feb 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MASTERS TEAM MORTGAGE MASTERS TEAM MORTGAGE |
| Sep 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MASTERS TEAM MORTGAGE MASTERS TEAM MORTGAGE |
| Feb 20, 2019 | Deed of Trust, Mortgage · Conventional with PMI MASTERS TEAM MORTGAGE MASTERS TEAM MORTGAGE |
| Sep 21, 2018 | Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2018 · Amount on File |
| Deed Sale | Sep 21, 2018 · Amount on File |
| Prior Sale | Apr 30, 1997 · Amount on File |
| Deed Book / Page | 20180921 / 44 |
| Prior Transfer Date | Jun 29, 1995 |
| Prior Transfer Doc | 9506003143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 8446 MIGUEL WAY, ELVERTA, CA 95626-9535 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 8446 MIGUEL WAY, ELVERTA, CA 95626-9535 |
| Document Number | 0000001177 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 202103261177 |
| Name | MASTERS TEAM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 8446 MIGUEL WAY, ELVERTA, CA 95626-9535 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 8446 MIGUEL WAY, ELVERTA, CA 95626-9535 |
| Document Number | 3260000001177 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 20210326/1177 |
| Name | MASTERS TEAM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 8446 MIGUEL WAY, ELVERTA, CA 95626-9535 |
| Document Number | 2002101293 |
| Instrument Date | Feb 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 8446 MIGUEL WAY ELVERTA CA 956269535, ELVERTA, CA 95626-9535 |
| Document Number | 2002101293 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 2002101293 |
| Name | MASTERS TEAM MORTGAGE MASTERS TEAM MORTGAGE |
|---|---|
| Type | Bank |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 8446 MIGUEL WAY, ELVERTA, CA 95626-9535 |
| Document Number | 1909301239 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8461 ANCHO WAY ELVERTA CA 956269537, ELVERTA, CA 95626-9537 |
| Document Number | 1909301239 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 1909301239 |
| Name | MASTERS TEAM MORTGAGE MASTERS TEAM MORTGAGE |
|---|---|
| Type | Bank |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 29, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 8446 MIGUEL WAY, ELVERTA, CA 95626-9535 |
| Document Number | 1902250371 |
| Instrument Date | Feb 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 8446 MIGUEL WAY ELVERTA CA 956269535, ELVERTA, CA 95626-9535 |
| Document Number | 1902250371 |
|---|---|
| Date | Feb 25, 2019 |
| Instrument | 1902250371 |
| Name | MASTERS TEAM MORTGAGE MASTERS TEAM MORTGAGE |
|---|---|
| Type | Bank |
| Address | FOLSOM, CA 95630 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 24, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Sep 21, 2018 |
| Property Address | 8446 MIGUEL WAY, ELVERTA, CA 95626-9535 |
| Document Number | 1809210044 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 1809210044 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2018 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8446 MIGUEL WAY ELVERTA CA 956269535, ELVERTA, CA 95626-9535 |
| Document Number | 1809210045 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 1809210045 |
| Name | MOUNTAIN WEST FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | REDLANDS, CA 92374 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 20, 2048 |
The 2025 property tax bill for 8446 Miguel Way was $3,256 with a homeowner's exemption, up 7.1% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Secondary School District | Twin Rivers Unified School District (9-12) (09 - 12) |
| Elementary School District | Elverta Joint Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $295,829 (+2%) Land $73,955 Building $221,874 | |
| 2025 | $3,256.00 (+7.07%) Homeowner's exemption | $290,029 Land $72,505 Building $217,524 |
| 2024 | $3,041.00 (-1.33%) | |
| 2023 | $3,082.00 (+4.09%) Homeowner's exemption | $278,769 Land $69,691 Building $209,078 |
| 2022 | $2,961.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 8446 Miguel Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 16 (1982–1995) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8446 Miguel Way is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 50% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIO LINDA/ELVERTA COMMUNITY WATER DIST serves 15,460 people · EPA ID CA3410018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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