8445 Watsonville Rd, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8445 Watsonville Rd, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,314 sqft · built 1975
Lot Size	2 acres (87,120 sqft)
Owner	2 Trust Names on File
Last Sale	$1,350,000 (Dec 2019)
Tax Bill	$17,991 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2019 Transfer + 2 more
Flood Zone	Zone D (undetermined)
APN	`756-35-034`

Property Details

APN / Parcel Number

Primary APN	`756-35-034`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,314 sqft Living Area
1st Floor Area	1,242 sqft
2nd Floor Area	1,072 sqft
Family Room	Family Room

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	87,120 sqft
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	8445 WATSONVILLE RD
City	GILROY
State	CA
Zip	95020-9427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-SR
Legal Description	LOT 2
Legal Subdivision	SOLIS RANCHO
Legal Lot Number	2
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LLAGAS-UVAS
Census Block Group	2
Census Block	2028
Census Tract	512200

Owner

8445 Watsonville Rd is owner-occupied and held in a trust since December 2019.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	8445 WATSONVILLE RD, GILROY, CA 95020-9427
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 23, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Dec 23, 2019	Grant Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Nov 6, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2019 · Amount on File
Deed Sale	Dec 23, 2019 · Amount on File
Prior Sale	May 13, 2005 · Amount on File
Deed Document Number	201924364545
Prior Transfer Date	Nov 26, 2019
Prior Transfer Doc	0024364544
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8445 WATSONVILLE RD, GILROY, CA 95020-9427
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8445 WATSONVILLE RD, GILROY, CA 95020-9427

Mortgage

Document Number	0025065752
Date	Aug 13, 2021
Instrument	25065752

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 23, 2019
Property Address	8445 WATSONVILLE RD, GILROY, CA 95020-9427
Document Number	0024364544
Instrument Date	Dec 2, 2019
Instrument	24364544
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	18120 CHRISTEPH DR MORGAN HILL CA 950373443, MORGAN HILL, CA 95037-3443

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 23, 2019
Property Address	8445 WATSONVILLE RD, GILROY, CA 95020-9427
Document Number	0024364545
Map Reference	MB 203 PG 53
Instrument Date	Oct 30, 2019
Instrument	24364545
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8445 WATSONVILLE RD, GILROY, CA 95020-9427

Mortgage

Document Number	0024364546
Date	Dec 23, 2019
Instrument	24364546

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 6, 2018
Property Address	8445 WATSONVILLE RD, GILROY, CA 95020-9427
Document Number	0024056599
Instrument Date	Oct 6, 2018
Instrument	24056599
Transaction Type	Transfer
Record Updated	Nov 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18120 CHRISTEPH DR MORGAN HILL CA 950373443, MORGAN HILL, CA 95037-3443

Tax Assessment & Valuation

The 2025 property tax bill for 8445 Watsonville Rd was $17,991.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,265,000 (-14.32%) Land $655,900 Building $609,100
2025	$17,991.00	$1,476,418 Land $765,550 Building $710,868
2023	$17,575.00 (+1.27%)	$1,419,089 Land $735,824 Building $683,265
2022	$17,354.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8445 Watsonville Rd in Zone D, where flood risk has not been studied, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1982–2023)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8445 Watsonville Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Etheric Networks, Spectrum.

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