8445 Stoney Brook Dr, Chagrin Falls, OH 44023 Property Records

Geauga County property record for 8445 Stoney Brook Dr, Chagrin Falls, OH 44023

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,354 sqft · built 1977
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on File
Last Sale	$562,500 (Mar 2026)
Tax Bill	$6,481 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-220560`

Property Details

APN / Parcel Number

Primary APN	`02-220560`
Alternative APN	`002877-4`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,354 sqft Living Area
1st Floor Area	1,298 sqft
Upper Floors Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	38,333 sqft (0.88 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	384 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	002877-4
Street Address	8445 STONEY BROOK DR
City	CHAGRIN FALLS
State	OH
Zip	44023-4852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3A
Legal Description	S/L 36 LIVING HOMES SUB #1
Legal Subdivision	LIVING HOMES
Jurisdiction	GEAUGA OH
Township / Civil Division	BAINBRIDGE
Census Block Group	3
Census Block	3005
Census Tract	311800

Owner

8445 Stoney Brook Dr is owned and occupied by two individuals who bought it in March 2026.

Source: Geauga County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5950 SYMPHONY WOODS RD, COLUMBIA, MD 21044-3587
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN TITLE
Mar 31, 2026	Fiduciary Deed, Transfer · Conventional Mortgage LOWER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on File
Deed Sale	Mar 31, 2026 · Amount on File
Prior Sale	Jul 31, 2001 · Amount on File
Deed Document Number	20261045296
Deed Book / Page	2218 / 1517
Prior Transfer Date	May 14, 2024
Prior Transfer Doc	0021852807
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	8445 STONEY BROOK DR, CHAGRIN FALLS, OH 44023-4852
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8445 STONEY BROOK DR, CHAGRIN FALLS, OH 44023-4852

Mortgage

Document Number	0022052931
Date	Jul 31, 2025
Book Page	2205/2931
Instrument	202501037024

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BEACHWOOD, OH 44122

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Jul 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Recording Date	Apr 8, 2026
Property Address	8445 STONEY BROOK DR, CHAGRIN FALLS, OH 44023-4852
Document Number	0001045594
Book / Page	2218 / 3423
Instrument Date	Mar 26, 2026
Instrument	20261045594
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30754 ROCKING HORSE LN, NILES, MI 49120-5096

Mortgage

Document Number	0001045594,
Date	Apr 8, 2026
Book Page	2218/3423
Instrument	20261045594

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

March 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	GEAUGA OH
Recording Date	Mar 31, 2026
Property Address	8445 STONEY BROOK DR, CHAGRIN FALLS, OH 44023-4852
Document Number	0022181517
Book / Page	2218 / 1517
Map Reference	VOL 10 PG 119
Instrument Date	Feb 23, 2026
Instrument	202601045296
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5950 SYMPHONY WOODS RD, COLUMBIA, MD 21044-3587

Mortgage

Document Number	202601045297
Date	Mar 31, 2026
Instrument	202601045297

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Mortgage

Document Number	0022183423
Date	Apr 8, 2026
Book Page	2218/3423
Instrument	202601045594

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 8445 Stoney Brook Dr was $6,481 with a homeowner's exemption, up 0.4% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Bainbridge Township
Unified School District	Kenston Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,481.00 (+0.43%)	$120,790 (-) Land $33,880 Building $86,910
2024	$6,453.00 (+11.43%) Homeowner's exemption	$120,790 (-) Land $33,880 Building $86,910
2023	$5,791.00 Homeowner's exemption	$120,790 (+21.04%) Land $33,880 Building $86,910	$345,100 Land $96,800 Building $248,300
2022		$99,790 Land $23,730 Building $76,060
2021	$6,120.00
2020			$285,100 Land $67,800 Building $217,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8445 Stoney Brook Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8445 Stoney Brook Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAINBROOK WATER COMPANY PWS private · serves 339 people · EPA ID OH2803112
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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