8445 Paseo de Caballo, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 8445 Paseo de Caballo, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,547 sqft · built 2002
Lot Size	0.137 acres (5,949 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Mar 2019)
Tax Bill	$6,991 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`030-401-011`

Property Details

APN / Parcel Number

Primary APN	`030-401-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,547 sqft Living Area
1st Floor Area	1,547 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	5,949 sqft (0.137 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	8445 PASEO DE CABALLO
City	ATASCADERO
State	CA
Zip	93422-5310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF4
Legal Description	CY ATAS PM 55-88 PAR 41
Legal Subdivision	AT01-145
Legal Tract	1831
Legal Block	1
Legal Lot Number	52
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1011
Census Tract	12503

Owner

Source: San Luis Obispo County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8445 PASEO DE CABALLO, ATASCADERO, CA 93422-5310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
May 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 31, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 10, 2020	Loan Modification, Mortgage · FHA Mortgage UNITED WHOLESALE MTG
Mar 25, 2019	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2019 · Amount on Record
Deed Sale	Mar 25, 2019 · Amount on Record
Prior Sale	Jun 30, 2010 · Amount on Record
Deed Document Number	201910301
Prior Transfer Date	Sep 18, 2012
Prior Transfer Doc	0000054783
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 8, 2026
Property Address	8445 PASEO DE CABALLO, ATASCADERO, CA 93422-5310
Document Number	0000028447
Instrument Date	Sep 1, 2026
Instrument	202628447
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	PLACER TITLE ER, PLACER TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8445 PASEO DE CABALLO, ATASCADERO, CA 93422-5310

Mortgage

Document Number	0000028447,
Date	Sep 8, 2026
Instrument	202628447

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	8445 PASEO DE CABALLO, ATASCADERO, CA 93422-5310
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8445 PASEO DE CABALLO, ATASCADERO, CA 93422-5310

Mortgage

Document Number	0000019732
Date	May 5, 2022
Instrument	2022019732

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	8445 PASEO DE CABALLO, ATASCADERO, CA 93422-5310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005133
Date	Jan 31, 2020
Instrument	2020005133

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN LUIS OBISPO CA
Property Address	8445 PASEO DE CABALLO, ATASCADERO, CA 93422-5310
Document Number	0000003609
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8445 PASEO DE CABALLO ATASCADERO CA 934225310, ATASCADERO, CA 93422-5310

Mortgage

Document Number	0000003609
Date	Jan 19, 2021
Instrument	3609

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2051

Interest

Rate	2.75%

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 25, 2019
Property Address	8445 PASEO DE CABALLO, ATASCADERO, CA 93422-5310
Document Number	0000010301
Map Reference	MB 55 PG 88
Instrument Date	Feb 14, 2019
Instrument	2019010301
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	8445 PASEO DE CABALLO, ATASCADERO, CA 93422-5310

Mortgage

Document Number	0000010302
Date	Mar 25, 2019
Instrument	2019010302

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$563,219 (+2%) Land $227,563 Building $335,656
2025	$6,991.00 (+6.05%)	$552,176 (+4.04%) Land $223,101 Building $329,075
2023	$6,592.00 (+2.58%)	$530,737 Land $214,439 Building $316,298
2022	$6,426.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ranch Wifi, Verizon.

Nearby Properties on Paseo de Caballo

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures