8445 Mountain Laurel Ln, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 8445 Mountain Laurel Ln, Gaithersburg, MD 20879

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,500 sqft · built 1983
Lot Size	0.305 acres (13,286 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Nov 2019)
Tax Bill	$6,081 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-01977442`

Property Details

APN / Parcel Number

Primary APN	`09-01977442`
Alternative APN	`01977442`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,500 sqft Living Area
Gross Area	2,984 sqft
1st Floor Area	988 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,286 sqft (0.305 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01977442
Street Address	8445 MOUNTAIN LAUREL LN
City	GAITHERSBURG
State	MD
Zip	20879-1555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PNZ
Legal Description	FLOWER HILL 6160/491
Legal Subdivision	FLOWER HILL
Legal Block	J
Legal Lot Number	41
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	2
Census Block	2005
Census Tract	700730

Owner

8445 Mountain Laurel Ln is owned and occupied by an individual who bought it in November 2019.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	8445 MOUNTAIN LAUREL LN, GAITHERSBURG, MD 20879-1555
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 14, 2019	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2019 · Amount on File
Deed Sale	Nov 14, 2019 · Amount on File
Prior Sale	Jul 8, 1998 · Amount on File
Deed Book / Page	58497 / 306
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	8445 MOUNTAIN LAUREL LN, GAITHERSBURG, MD 20879-1555
Transaction Type	Mortgage
Record Updated	Jan 25, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0649520001
Date	Jan 4, 2022
Book Page	64952/1

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	8445 MOUNTAIN LAUREL LN, GAITHERSBURG, MD 20879-1555
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0627200218
Date	Apr 23, 2021
Book Page	62720/218

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Dec 1, 2050

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 14, 2019
Property Address	8445 MOUNTAIN LAUREL LN, GAITHERSBURG, MD 20879-1555
Document Number	0584970306
Book / Page	58497 / 306
Map Reference	MB 110 PL 12889
Instrument Date	Oct 25, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	BLUE NOTE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	8445 MOUNTAIN LAUREL LN, GAITHERSBURG, MD 20879-1555

Mortgage

Document Number	58497315
Date	Nov 14, 2019
Instrument	58497/315

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 8445 Mountain Laurel Ln was $6,081.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$575,800 (+6.24%) Land $165,600 Building $410,200	$575,800 (-) Land $165,600 Building $410,200
2025	$6,081.00	$541,967	$575,800 Land $165,600 Building $410,200
2023		$474,300 Land $165,600 Building $308,700	$474,300 Land $165,600 Building $308,700
2022	$4,700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8445 Mountain Laurel Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8445 Mountain Laurel Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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