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8445 Glen Arbor Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 8445 Glen Arbor Rd, Ben Lomond, CA 95005

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,116 sqft · built 1929
Lot Size0.133 acres (5,793 sqft)
Owner2 Individual Names on Record
Last Sale$427,000 (Aug 2003)
Tax Bill$7,358 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN072-116-27

Property Details

APN / Parcel Number

Primary APN072-116-27
Alternative APN
  • 072-116-27-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area1,116 sqft Living Area
Gross Area1,441 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1998
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area5,793 sqft (0.133 acres)
Garage TypeAttached
Garage Area325 sqft
Parking Spaces1 Parking Space
Pool TypeSpa / Hot Tub (No Pool)
Deck Area513 sqft
Patio Area513 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerSeptic

Location & Zoning

Street Address8445 GLEN ARBOR RD
CityBEN LOMOND
StateCA
Zip95005-9746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal SubdivisionORDWARD TR
Legal Block3
Legal Lot Number27-30
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group2
Census Block2020
Census Tract120302

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8445 GLEN ARBOR RD, BEN LOMOND, CA 95005-9746
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2003 · Amount on Record
Deed SaleAug 15, 2003 · Amount on Record
Prior SaleApr 12, 2001 · Amount on Record
Deed Document Number200382055
Prior Transfer DateSep 13, 2002
Prior Transfer Doc0000066009
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address8445 GLEN ARBOR RD, BEN LOMOND, CA 95005-9746
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8445 GLEN ARBOR RD, BOULDER CREEK, CA 95006

Mortgage

Document Number0000043582
DateOct 23, 2020
Instrument2020-0043582
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$611,998 (+2%) Land $398,814 Building $213,184
2025$7,358.00 (+3.47%) Homeowner's exemption$599,998 (+4.04%) Land $390,994 Building $209,004
2023$7,111.00 (+2.42%)$576,700 Land $375,812 Building $200,888$714,780
2022$6,943.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims39 (1981–2023)
Claims Outside the SFHA6 of 39
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 14 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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