8445 Concord Blvd E, Jacksonville, FL 32208 Property Records

Duval County property record for 8445 Concord Blvd E, Jacksonville, FL 32208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,534 sqft · built 1957
Lot Size	0.615 acres (26,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Feb 2020)
Tax Bill	$4,873 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`022986-0000`

Property Details

APN / Parcel Number

Primary APN	`022986-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,534 sqft Living Area
Gross Area	2,418 sqft
1st Floor Area	1,534 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	26,787 sqft (0.615 acres)
Lot Dimensions	250 ft deep x 146 ft wide
View / Lot	River
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8445 CONCORD BLVD E
City	JACKSONVILLE
State	FL
Zip	32208-2835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-90
Legal Description	8-44 39-1S-26E .67 PICKETTS S/D SIBBALD GRANT PT LOT 6 RECD O/R 19116-991
Legal Range	26E
Legal Township	01S
Legal Section	39
Legal Subdivision	PICKETTS S/D SIBBALD GRNT
Legal Block	1
Legal Lot Number	6
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1003
Census Tract	11100

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8445 CONCORD BLVD E, JACKSONVILLE, FL 32208-2835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Line of Credit LOWER LLC
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Feb 25, 2020	Warranty Deed, Transfer · FHA Mortgage JET HOMELOANS LLC
Sep 18, 2019	Warranty Deed, Transfer · Construction Mortgage MASSEY WILLIAM W LIVING TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2020 · Amount on Record
Deed Sale	Feb 25, 2020 · Amount on Record
Prior Sale	Sep 18, 2019 · Amount on Record
Deed Document Number	202044337
Deed Book / Page	19116 / 991
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	8445 CONCORD BLVD E, JACKSONVILLE, FL 32208-2835
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8445 CONCORD BLVD E, JACKSONVILLE, FL 32208-2835

Mortgage

Document Number	0200360415
Date	Dec 1, 2021
Book Page	20036/415
Instrument	2021317280

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	8445 CONCORD BLVD E, JACKSONVILLE, FL 32208-2835
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8445 CONCORD BLVD E, JACKSONVILLE, FL 32208-2835

Mortgage

Document Number	0199981449
Date	Nov 5, 2021
Book Page	19998/1449
Instrument	2021294321

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Feb 25, 2020
Property Address	8445 CONCORD BLVD E, JACKSONVILLE, FL 32208-2835
Document Number	0191160991
Book / Page	19116 / 991
Map Reference	MB 8 PG 44&45
Instrument Date	Feb 7, 2020
Instrument	2020044337
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1133 MARTINIQUE RD, 1133, JACKSONVILLE, FL 32216-1318

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8445 CONCORD BLVD E, JACKSONVILLE, FL 32208-2835

Mortgage

Document Number	0191160993
Date	Feb 25, 2020
Instrument	19116/0993

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 18, 2019
Property Address	8445 CONCORD BLVD E, JACKSONVILLE, FL 32208-2835
Document Number	0189361642
Book / Page	018936 / 001642
Instrument Date	Sep 10, 2019
Instrument	216208
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1133 MARTINIQUE RD JACKSONVILLE FL 322161318, JACKSONVILLE, FL 32216-1318

Mortgage

Document Number	189361646
Date	Sep 18, 2019
Book Page	018936/001646
Instrument	216209

Lender

Name	MASSEY WILLIAM W LIVING TRUST
Address	JACKSONVILLE, FL 32207

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 17, 2020

Interest

Rate	2%

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,520 (+2.7%)	$344,772 (-2.14%) Land $233,004 Building $111,768
2025	$4,873.00 (+6.14%) Homeowner's exemption	$294,567 (+5.62%)	$352,329 (+26.33%) Land $220,825 Building $131,504
2024	$4,591.00 (+2.43%)
2023	$4,482.00 (+20.71%) Homeowner's exemption	$278,889 (+21.17%) Land $158,994 Building $119,895	$278,889 (+21.17%) Land $158,994 Building $119,895
2022	$3,713.00	$230,167 Land $110,412 Building $119,755	$230,167 Land $110,412 Building $119,755

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	67 (1998–2022)
Claims Outside the SFHA	16 of 67
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 9 claims Hurricane Irma, Sep 2017 · 25 claims Tropical Storm Fay, Aug 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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