8445 Ancho Way, Elverta, CA 95626 Property Records

Sacramento County property record for 8445 Ancho Way, Elverta, CA 95626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,267 sqft · built 1978
Lot Size	0.236 acres (10,290 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Feb 2019)
Tax Bill	$4,496 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`202-0262-006-0000`

Property Details

APN / Parcel Number

Primary APN	`202-0262-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,267 sqft Living Area
1st Floor Area	1,267 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,290 sqft (0.236 acres)
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8445 ANCHO WAY
City	ELVERTA
State	CA
Zip	95626-9537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	RANCHO ELVERTA 02, LOT 58
Legal Subdivision	RANCHO ELVERTA 02
Legal Lot Number	58
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1009
Census Tract	7206

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8445 ANCHO WAY, ELVERTA, CA 95626-9537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE UNLIMITED
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FIN'L
Feb 21, 2019	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LNDG
Jul 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG
Jul 6, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2019 · Amount on Record
Deed Sale	Feb 21, 2019 · Amount on Record
Prior Sale	Oct 16, 2012 · Amount on Record
Deed Book / Page	20190221 / 1133
Prior Transfer Date	Jun 27, 2017
Prior Transfer Doc	7060000001019
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8445 ANCHO WAY, ELVERTA, CA 95626-9537
Document Number	2008191461
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8445 ANCHO WAY ELVERTA CA 956269537, ELVERTA, CA 95626-9537

Mortgage

Document Number	2008191461
Date	Aug 19, 2020
Instrument	2008191461

Lender

Name	MORTGAGE UNLIMITED
Type	Mortgage Company
Address	GARFIELD, NJ 07026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8445 ANCHO WAY, ELVERTA, CA 95626-9537
Document Number	1910250917
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8445 ANCHO WAY ELVERTA CA 956269537, ELVERTA, CA 95626-9537

Mortgage

Document Number	1910250917
Date	Oct 25, 2019
Instrument	1910250917

Lender

Name	MOUNTAIN WEST FIN'L
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 21, 2019
Property Address	8445 ANCHO WAY, ELVERTA, CA 95626-9537
Document Number	1902211133
Instrument Date	Feb 12, 2019
Instrument	1902211133
Transaction Type	Transfer
Record Updated	Mar 4, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8445 ANCHO WAY ELVERTA CA 956269537, ELVERTA, CA 95626-9537

Mortgage

Document Number	1902211134
Date	Feb 21, 2019
Instrument	1902211134

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8445 ANCHO WAY, ELVERTA, CA 95626-9537
Document Number	1707181349
Instrument Date	Jul 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8445 ANCHO WAY ELVERTA CA 956269537, ELVERTA, CA 95626-9537

Mortgage

Document Number	1707181349
Date	Jul 18, 2017
Instrument	1707181349

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 6, 2017
Property Address	8445 ANCHO WAY, ELVERTA, CA 95626-9537
Document Number	1707061019
Instrument Date	Jun 27, 2017
Instrument	1707061019
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	400 E ST SANTA ROSA CA 954044342, SANTA ROSA, CA 95404-4342

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Secondary School District	Twin Rivers Unified School District (9-12) (09 - 12)
Elementary School District	Elverta Joint Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$398,233 (+2%) Land $73,955 Building $324,278
2025	$4,496.00 (+7.02%)	$390,425 (+4.04%) Land $72,505 Building $317,920
2024	$4,201.00 (-1.38%)
2023	$4,260.00 (+4.03%)	$375,267 Land $69,691 Building $305,576
2022	$4,095.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	16 (1982–1995)
Claims Outside the SFHA	5 of 16
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 11 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO LINDA/ELVERTA COMMUNITY WATER DIST serves 15,460 people · EPA ID CA3410018
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

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