8445 127th Dr, Live Oak, FL 32060 Property Records

Suwannee County property record for 8445 127th Dr, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,877 sqft · built 1989
Lot Size	2.03 acres (88,426 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jan 2020)
Tax Bill	$2,197 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-02S-13E-05303-000050`

Property Details

APN / Parcel Number

Primary APN	`22-02S-13E-05303-000050`
Alternative APN	`05303000050`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,877 sqft Living Area
1st Floor Area	1,877 sqft
Upper Floors Area	806 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	88,426 sqft (2.03 acres)
Patio Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8445 127TH DR
City	LIVE OAK
State	FL
Zip	32060-8835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 2.03 ACRES PART OF LOT 5 SUBURBAN HEIGHTS BEING DESC AS COMM AT NW COR OF SAID SUBDIV & RUN S 0 DEG 1526 E 600 FT TO POB CONT S 0 DEG 1526 E 165 FT N 89 DEG 2044 E 570.36 FT TO PT ON W R/W LINE OF JULIA LANE NOW REFERRED TO AS 127TH DR RUN ALONG
Legal Range	13E
Legal Township	02S
Legal Section	22
Legal Subdivision	SUBURBAN HEIGHTS
Legal Lot Number	5
Legal Unit	5
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	1
Census Block	1016
Census Tract	970401

Owner

Source: Suwannee County records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 602, LIVE OAK, FL 32064-0602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 23, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Jan 23, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 9, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 31, 2017	Loan Modification, Mortgage · Conventional Mortgage FIRST FSB/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2020 · Amount on Record
Deed Sale	Jan 23, 2020 · Amount on Record
Prior Sale	Mar 9, 2018 · Amount on Record
Deed Document Number	2020222673
Deed Book / Page	2165 / 253
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	8445 127TH DR, LIVE OAK, FL 32060-8835
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8445 127TH DR, LIVE OAK, FL 32060-8835

Mortgage

Document Number	0000269870
Date	Aug 23, 2023
Book Page	2462/99
Instrument	2023269870

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	8445 127TH DR, LIVE OAK, FL 32060-8835
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8445 127TH DR, LIVE OAK, FL 32060-8835

Mortgage

Document Number	0000243517
Date	Sep 23, 2021
Book Page	2300/123
Instrument	2021243517

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Feb 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jan 23, 2020
Property Address	8445 127TH DR, LIVE OAK, FL 32060-8835
Document Number	0000222673
Book / Page	002165 / 000253
Instrument Date	Jan 23, 2020
Instrument	222673
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 602 LIVE OAK FL 320640602, LIVE OAK, FL 32064-0602

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Mar 9, 2018
Property Address	8445 127TH DR, LIVE OAK, FL 32060-8835
Document Number	0000201202
Book / Page	002036 / 000288
Instrument Date	Mar 9, 2018
Instrument	201202
Transaction Type	Transfer
Record Updated	Mar 20, 2018

Transaction

Amount	Amount Recorded
Tax	$374.50
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8445 127TH DR LIVE OAK FL 320608835, LIVE OAK, FL 32060-8835

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUWANNEE FL
Property Address	8445 127TH DR, LIVE OAK, FL 32060-8835
Document Number	0000190674
Book / Page	001974 / 000061
Instrument Date	Jan 31, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8445 127TH DR LIVE OAK FL 320608835, LIVE OAK, FL 32060-8835

Mortgage

Document Number	0000190674
Date	Mar 10, 2017
Book Page	001974/000061
Instrument	190674

Lender

Name	FIRST FSB/FL
Type	Federal Savings Bank
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 9, 2057

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$234,206 (+45.08%) Land $13,195 Building $221,011	$234,206 (+4.84%) Land $13,195 Building $221,011
2024	$2,197.00 (+2.66%)
2023	$2,140.00 (+3.03%) Homeowner's exemption	$161,429 (+3%)	$223,384 (+31.85%) Land $13,195 Building $210,189
2022	$2,077.00 Homeowner's exemption	$156,727	$169,422 Land $13,195 Building $156,227

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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