8444 Cummings Rd, Wittman, MD 21676 Property Records

Talbot County property record for 8444 Cummings Rd, Wittman, MD 21676 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,462 sqft · built 1981
Lot Size	5.3 acres (230,868 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Jun 2020)
Tax Bill	$7,036 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`05-186463`

Property Details

APN / Parcel Number

Primary APN	`05-186463`
Alternative APNs	`5186463` `186463`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,462 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	230,868 sqft (5.3 acres)
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	322 sqft
Deck Area	192 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	186463
Street Address	8444 CUMMINGS RD
City	WITTMAN
State	MD
Zip	21676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.3 AC END OF CUMMINGS RD POT PIE
Legal Subdivision	ROBERT W SIMMONS
Jurisdiction	TALBOT MD
Township / Civil Division	5, BAY HUNDRED
Census Block Group	1
Census Block	1028
Census Tract	960800

Owner

Source: Talbot County records · APN 05-186463

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4092 RIDGEVIEW CIR, MC LEAN, VA 22101-5812
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 05, 2020 · Amount on Record
Deed Sale	Jun 05, 2020 · Amount on Record
Deed Book / Page	2712 / 96
Record Updated	Sep 20, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TALBOT MD
Recording Date	Jun 05, 2020
Property Address	8444 CUMMINGS RD, WITTMAN, MD 21676
Document Number	0027120096
Book / Page	002712 / 000096
Instrument Date	May 21, 2020
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	LEMONBREW ABSTRACT LLC, LEMONBREW ABS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$725.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	617 C ST NE WASHINGTON DC 200026001, WASHINGTON, DC 20002-6001

Mortgage

Document Number	27120101
Date	Jun 05, 2020
Book Page	002712/000101

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 04, 2050

Tax Assessment & Valuation

Source: Talbot County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$817,800 (+9.18%)	$915,400 (+19.04%) Land $643,100 Building $272,300
2025	$7,036.00 (+9.82%)
2023	$6,407.00	$749,067	$769,000 Land $562,300 Building $206,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Talbot County (24041C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240419608001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 107 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force
Nearby Flood Claims	41 (1979–2024)
Claims Outside the SFHA	13 of 41
Most Recent Claim	Jan 2024, river or lake flooding
Claims By Storm	Hurricane Isabel, Sep 2003 · 29 claims

Wildfire

Wildfire Risk	Low above 34% of the US · above 70% of Maryland
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Easton Utilities Commission	Fiber	1,000 / 125
Verizon	Fixed Wireless	300 / 20
Cogeco Cable Holdings II	Cable	250 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.