8443 Winding Trl, Laurel, MD 20724 Property Records

Anne Arundel County property record for 8443 Winding Trl, Laurel, MD 20724

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,368 sqft · built 2011
Lot Size	0.045 acres (1,958 sqft)
Owner	2 Individual Names on File
Last Sale	$121,000 (Apr 2026)
Tax Bill	$4,006 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-270-90227334`

Property Details

APN / Parcel Number

Primary APN	`04-270-90227334`
Alternative APNs	`4-270-90227334` `27090227334`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,368 sqft Living Area
Gross Area	1,672 sqft
1st Floor Area	532 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,958 sqft (0.045 acres)
Garage Type	Attached
Garage Area	304 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	27090227334
Street Address	8443 WINDING TRL
City	LAUREL
State	MD
Zip	20724-1435
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R10
Legal Description	LOT 21 FIELDSTONE
Legal Subdivision	FIELDSTONE
Legal Block	3
Legal Lot Number	21
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	3
Census Block	3005
Census Tract	740502

Owner

Source: Anne Arundel County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8443 WINDING TRL, LAUREL, MD 20724-1435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 1, 2026	Gift Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Apr 1, 2026	Gift Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Oct 3, 2022	Intrafamily Transfer, Transfer PREMIER TITLE SETTLEMENT COMPANY, PREMIER TITLE & STLMT CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Oct 20, 2011 · Amount on Record
Deed Book / Page	42217 / 493
Prior Transfer Date	Jul 11, 2022
Prior Transfer Doc	0391710103
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	8443 WINDING TRL, LAUREL, MD 20724-1435
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0373750293
Date	Aug 16, 2021
Book Page	37375/293

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

April 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 1, 2026
Property Address	8443 WINDING TRL, LAUREL, MD 20724-1435
Document Number	4221000493
Book / Page	42217 / 493
Instrument Date	Mar 23, 2026
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	EVERGREEN TITLE

Transaction

Amount	Amount Recorded
Tax	$122,210.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8443 WINDING TRL, LAUREL, MD 20724-1435

Mortgage

Document Number	4221000498,
Date	Apr 1, 2026
Book Page	42217/498

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 1, 2026
Property Address	8443 WINDING TRL, LAUREL, MD 20724-1435
Document Number	0422170493
Book / Page	42217 / 493
Instrument Date	Mar 23, 2026
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	EVERGREEN TITLE

Transaction

Amount	Amount Recorded
Tax	$122,210.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8443 WINDING TRL, LAUREL, MD 20724-1435

Mortgage

Document Number	4221000498,
Date	Apr 1, 2026
Book Page	42217/498

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 3, 2022
Property Address	8443 WINDING TRL, LAUREL, MD 20724-1435
Document Number	0391710103
Book / Page	39171 / 103
Map Reference	MB 283PG40-46PL14716
Instrument Date	Jul 11, 2022
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	PREMIER TITLE SETTLEMENT COMPANY, PREMIER TITLE & STLMT CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	8443 WINDING TRL, LAUREL, MD 20724-1435

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,006.00 (+2.35%) Homeowner's exemption	$376,900 (+14.97%) Land $180,000 Building $196,900	$376,900 (-) Land $180,000 Building $196,900
2024	$3,914.00 (+16%)
2023	$3,374.00 Homeowner's exemption	$327,833	$376,900 Land $180,000 Building $196,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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