8443 Shepherds Watch Dr, Chesterfield, VA 23832 Property Records

Chesterfield County property record for 8443 Shepherds Watch Dr, Chesterfield, VA 23832

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,886 sqft · built 2005
Lot Size	0.348 acres (15,159 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Aug 2026)
Tax Bill	$3,334 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`758-68-49-10-000-000`

Property Details

APN / Parcel Number

Primary APN	`758-68-49-10-000-000`
Alternative APN	`402916001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,886 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,159 sqft (0.348 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Balcony Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	402916001
Street Address	8443 SHEPHERDS WATCH DR
City	CHESTERFIELD
State	VA
Zip	23832-7871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	SHEPHERDS WATCH SEC B 022
Legal Subdivision	SHEPHERDS WATCH
Legal Lot Number	22
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	DALE
Census Block Group	2
Census Block	2003
Census Tract	100812

Owner

8443 Shepherds Watch Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Chesterfield County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8443 SHEPHERDS WATCH DR, CHESTERFIELD, VA 23832-7871
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage NFM LENDING
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Feb 21, 2020	Deed of Trust, Mortgage · Conventional with PMI MOVEMENT MTG
Feb 27, 2019	Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG
Oct 16, 2018	Grant Deed, Transfer NOT AVAILABLE
Jun 21, 2018	Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on File
Deed Sale	Aug 4, 2026 · Amount on File
Prior Sale	Feb 27, 2019 · Amount on File
Deed Document Number	202628535
Deed Book / Page	15334 / 906
Record Updated	Sep 20, 2026

August 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Aug 4, 2026
Property Address	8443 SHEPHERDS WATCH DR, CHESTERFIELD, VA 23832-7871
Document Number	0000028535
Book / Page	15334 / 906
Instrument Date	Jul 30, 2026
Instrument	202628535
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	TITLE GUARANTY, TITLE RESOURCE GUARANTY COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,915.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8443 SHEPHERDS WATCH DR, CHESTERFIELD, VA 23832-7871

Mortgage

Document Number	0000028536,
Date	Aug 4, 2026
Instrument	202628536

Lender

Name	NFM LENDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 20, 2026
Property Address	8443 SHEPHERDS WATCH DR, CHESTERFIELD, VA 23832-7871
Document Number	0000026422
Book / Page	15318 / 613
Instrument Date	Jun 29, 2026
Instrument	202626422
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8443 SHEPHERDS WATCH DR, CHESTERFIELD, VA 23832-7871

Mortgage

Document Number	0000026422,
Date	Jul 20, 2026
Book Page	15318/613
Instrument	202626422

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	8443 SHEPHERDS WATCH DR, CHESTERFIELD, VA 23832-7871
Document Number	12642199
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8443 SHEPHERDS WATCH DR CHESTERFIELD VA 238327871, CHESTERFIELD, VA 23832-7871

Mortgage

Document Number	12642199
Date	Feb 26, 2020
Book Page	012642/000199
Instrument	8656

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Feb 27, 2019
Property Address	8443 SHEPHERDS WATCH DR, CHESTERFIELD, VA 23832-7871
Document Number	12232636
Book / Page	012232 / 000636
Instrument Date	Feb 26, 2019
Instrument	6701
Transaction Type	Transfer
Record Updated	Mar 12, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8443 SHEPHERDS WATCH DR CHESTERFIELD VA 238327871, CHESTERFIELD, VA 23832-7871

Mortgage

Document Number	12232639
Date	Feb 27, 2019
Book Page	012232/000639
Instrument	6702

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2049

Interest

Rate Type	Fixed Rate

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Oct 16, 2018
Property Address	8443 SHEPHERDS WATCH DR, CHESTERFIELD, VA 23832-7871
Document Number	12128846
Book / Page	012128 / 000846
Instrument Date	Sep 19, 2018
Instrument	38971
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$154.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	42983 CENTER ST CHANTILLY VA 201522037, CHANTILLY, VA 20152-2037

June 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 21, 2018
Property Address	8443 SHEPHERDS WATCH DR, CHESTERFIELD, VA 23832-7871
Document Number	12016120
Book / Page	012016 / 000120
Instrument Date	May 15, 2018
Instrument	22664
Transaction Type	Foreclosure
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$174.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7105 CORPORATE DR PLANO TX 750244100, PLANO, TX 75024-4100
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 8443 Shepherds Watch Dr was $3,334.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,334.00	$371,900 (-) Land $63,000 Building $308,900	$371,900 (-) Land $63,000 Building $308,900
2025		$371,900 Land $63,000 Building $308,900	$371,900 Land $63,000 Building $308,900
2023	$3,011.00	$328,200 Land $54,000 Building $274,200	$328,200 Land $54,000 Building $274,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8443 Shepherds Watch Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8443 Shepherds Watch Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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