8441 Laguna Cir, Micco (Sebastian), FL 32976 Property Records

Brevard County property record for 8441 Laguna Cir, Micco, FL 32976

Property Summary

Property Type	Single Family Home
Details	2,009 sqft · built 2020
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$323,700 (Jun 2020)
Tax Bill	$4,084 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30G-38-01-76-A-15`

Property Details

APN / Parcel Number

Primary APN	`30G-38-01-76-A-15`
Alternative APNs	`30G-38-01-76-0000A.0-0015.00` `3018138`

Interior

Stories	1 Story
Building Area	2,009 sqft Living Area
Gross Area	3,011 sqft
1st Floor Area	2,009 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	720 sqft
Porch	Florida Room

Location & Zoning

Account Number	3018138
Street Address	8441 LAGUNA CIR
City	SEBASTIAN
State	FL
Zip	32976-8104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE LAKES AT ST SEBASTIAN PRESERVE PHASE 1 LOT 15 BLK A
Legal Range	38E
Legal Township	30G
Legal Section	01
Legal Subdivision	THE LAKES AT ST SEBASTIAN PRESERVE PHASE
Legal Phase	1
Legal Block	A
Legal Lot Number	15
Jurisdiction	BREVARD FL
Township / Civil Division	MALABAR
Census Block Group	1
Census Block	1003
Census Tract	65238

Owner

8441 Laguna Cir is owned and occupied by two individuals who bought it in June 2020.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8441 LAGUNA CIR, SEBASTIAN, FL 32976-8104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU
Jun 30, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SHELTER MORTGAGE COMPANY LLC
Sep 10, 2019	Loan Modification, Mortgage FIFTH THIRD BK
Sep 10, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Deed Document Number	2020139061
Deed Book / Page	8782 / 625
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	8441 LAGUNA CIR, MICCO, FL 32976-8104
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8441 LAGUNA CIR, MICCO, FL 32976-8104

Mortgage

Document Number	0104312591
Date	Sep 16, 2025
Book Page	10431/2591
Instrument	2025185567

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	168 Months
Due	Sep 15, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	8441 LAGUNA CIR, MICCO, FL 32976-8104
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	PROPERTY TITLE, PROPER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8441 LAGUNA CIR, MICCO, FL 32976-8104

Mortgage

Document Number	0094092759
Date	Feb 9, 2022
Book Page	9409/2759
Instrument	2022032959

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 30, 2020
Property Address	8441 LAGUNA CIR, MICCO, FL 32976-8104
Document Number	0087820625
Book / Page	8782 / 625
Map Reference	MB 65 PG 43-50
Instrument Date	Jun 30, 2020
Instrument	2020139061
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 25, 2021
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,265.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2993 W EAU GALLIE BLVD, 2993, MELBOURNE, FL 32935-8930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8441 LAGUNA CIR, MICCO, FL 32976-8104
Investor	Possibly a Property Investor

Mortgage

Document Number	8782627
Date	Jun 30, 2020
Instrument	8782/627

Lender

Name	SHELTER MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BREVARD FL
Recording Date	Sep 10, 2019
Property Address	8441 LAGUNA CIR, MICCO, FL 32976-8104
Document Number	0085331693
Book / Page	008533 / 001693
Instrument Date	Sep 9, 2019
Instrument	196655
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	HB TITLE INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2293 W EAN GALLIE MELBOURNE FL 32935, MELBOURNE, FL 32935

Mortgage

Document Number	85331693
Date	Sep 10, 2019
Book Page	008533/001693
Instrument	196655

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381

Agreement

Amount	Amount on Record

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 10, 2019
Property Address	8441 LAGUNA CIR, MICCO, FL 32976-8104
Document Number	0085331688
Book / Page	008533 / 001688
Instrument Date	Sep 9, 2019
Instrument	196654
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,817.20
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Tax Assessment & Valuation

The 2025 property tax bill for 8441 Laguna Cir was $4,084 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,110 (+2.7%)	$367,610 (+1.56%)
2025	$4,084.00 Homeowner's exemption	$306,830	$361,980 Land $50,000 Building $311,980
2023	$3,432.00 (+7.32%) Homeowner's exemption	$262,930 (+3%)	$311,310 (+3.31%) Land $56,000 Building $255,310
2022	$3,198.00 Homeowner's exemption	$255,280	$301,330 Land $56,000 Building $245,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8441 Laguna Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8441 Laguna Cir is high, ranking above 81% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 72% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAREFOOT BAY serves 10,290 people · EPA ID FL3050057
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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