8441 E Whitecap Rd, #B, Nags Head, NC 27959 Property Records

Dare County property record for 8441 E Whitecap Rd, #B, Nags Head, NC 27959

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,440 sqft · built 1974
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$308,000 (Feb 2012)
Tax Bill$1,864 (2026)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone AO (high risk)
APN070908989238

Property Details

APN / Parcel Number

Primary APN070908989238
Alternative APN
  • 007914000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,440 sqft Finished Area
FlooringVinyl/Resilient
Interior WallsWood

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)
View / LotOcean

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number070908989238
Street Address8441 E WHITECAP RD, B
CityNAGS HEAD
StateNC
Zip27959
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 10 BLK: SEC: 1 PL: 3 SL: 157
Legal SubdivisionOCEANSIDE
Legal Lot Number10
Legal Unit1
JurisdictionDARE NC
Township / Civil DivisionNAGS HEAD
Census Block Group3
Census Block3000
Census Tract970400

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1521 BEACHVIEW DR, VIRGINIA BEACH, VA 23464-7221
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2012 · Amount on Record
Deed SaleFeb 15, 2012 · Amount on Record
Deed Document Number20126305928
Deed Book / Page1888 / 490
Last Transfer DateApr 8, 2021
Transfer Doc002587/331
Record UpdatedOct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDARE NC
Recording DateJan 31, 2022
Property Address8441B E WHITECAP RD, NAGS HEAD, NC 27959-9483
Document Number002587/331
Book / Page2587 / 331
Map ReferenceMB 3 PG 157
Instrument DateApr 8, 2021
Instrument700112633
Transaction TypeTransfer
Record UpdatedSep 15, 2023
Title CompanyUNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATL LENDER SVCS

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0700112634
DateJan 31, 2022
Instrument700112634
Lender
NameLADERA LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term352 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDare County
MunicipalityNags Head Town
Unified School DistrictDare County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,864.00 (-55.79%)$699,100 (-) Land $474,400 Building $224,700$699,100 (+65.67%) Land $474,400 Building $224,700
2025$4,216.00 (+12.91%)$699,100 (+65.67%) Land $474,400 Building $224,700
2023$3,734.00 (+5.24%)$421,972 (-) Land $225,100 Building $196,872
2022$3,548.00$421,972 Land $225,100 Building $196,872$421,972 (-39.64%) Land $225,100 Building $196,872
2020$699,100 Land $474,400 Building $224,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 1,001 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,150 units insured
incl. 149 condo units
Nearby Flood Claims1,909 (1979–2026)
Claims Outside the SFHA449 of 1,909
Most Recent ClaimJul 2026 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 185 claims
  • Hurricane Isabel, Sep 2003 · 399 claims
  • Hurricane Dennis, Sep 1999 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF NAGS HEAD
serves 3,125 people · EPA ID NC0428010
Water SourcePurchased groundwater from several systems
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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