8440 Spectrum Dr, McKinney, TX 75072 Property Records

Collin County property record for 8440 Spectrum Dr, McKinney, TX 75072

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,172 sqft · built 1999
Owner	2 Owner Names on File
Tax Bill	$5,501 (2024)
Deeds & Mortgages	Jul 2019 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-3423-00A-0190-1`

Property Details

APN / Parcel Number

Primary APN	`R-3423-00A-0190-1`
Alternative APN	`2038832`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,172 sqft Living Area
Gross Area	2,606 sqft
1st Floor Area	2,172 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2038832
Street Address	8440 SPECTRUM DR
City	MCKINNEY
State	TX
Zip	75072-5864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	CRIMSON RIDGE (CMC), BLK A, LOT 19
Legal Subdivision	CRIMSON RIDGE (CMC)
Legal Block	A
Legal Lot Number	19
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1013
Census Tract	30525

Owner

The current owner of 8440 Spectrum Dr acquired it in March 2004.

Source: Collin County records, as of October 23, 2025

Owner of Record	2 Owner Names on File
Mailing Address	8440 SPECTRUM DR, MCKINNEY, TX 75072-5864
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2019	Deed of Trust, Mortgage TRINITY OAKS MTG LLC
Jun 26, 2019	Deed of Trust, Mortgage TRINITY OAKS MTG LLC
Feb 24, 2017	Deed of Trust, Mortgage TRINITY OAKS MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2004
Deed Sale	Mar 17, 2004
Prior Sale	Jun 8, 2000
Deed Document Number	2004-0037026
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	8440 SPECTRUM DR, MCKINNEY, TX 75072-5864
Document Number	0000875440
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8440 SPECTRUM DR MCKINNEY TX 750725864, MCKINNEY, TX 75072-5864

Mortgage

Document Number	0000875440
Date	Jul 24, 2019
Instrument	875440

Lender

Name	TRINITY OAKS MTG LLC
Address	RED OAK, TX 75154

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	8440 SPECTRUM DR, MCKINNEY, TX 75072-5864
Document Number	0000776510
Instrument Date	Jun 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8440 SPECTRUM DR MCKINNEY TX 750725864, MCKINNEY, TX 75072-5864

Mortgage

Document Number	0000776510
Date	Jul 2, 2019
Instrument	776510

Lender

Name	TRINITY OAKS MTG LLC
Address	RED OAK, TX 75154

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	8440 SPECTRUM DR, MCKINNEY, TX 75072-5864
Document Number	0000272310
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	May 22, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8440 SPECTRUM DR MCKINNEY TX 750705864, MCKINNEY, TX 75070-5864

Mortgage

Document Number	0000272310
Date	Mar 2, 2017
Instrument	272310

Lender

Name	TRINITY OAKS MTG LLC
Address	RED OAK, TX 75154

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$477,089 Land $112,000 Building $365,089	$477,089 Land $112,000 Building $365,089
2024	$5,501.00
2023		$508,745 Land $112,000 Building $396,745	$508,745 Land $112,000 Building $396,745
2022	$5,751.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8440 Spectrum Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8440 Spectrum Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon, WeLink Communications.

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