8440 Rumbley Rd, Summerfield, NC 27358 Property Records

Guilford County property record for 8440 Rumbley Rd, Summerfield, NC 27358

Property Summary

Property Type	Single Family Home
Lot Size	4.29 acres (186,872 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Oct 2020)
Tax Bill	$1,042 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7931205397-000`

Property Details

APN / Parcel Number

Primary APN	`7931205397-000`
Alternative APNs	`130100400091300003` `4876539002` `0147514`

Interior

Plumbing Fixtures	6 Plumbing Fixtures

Exterior

Lot Area	186,872 sqft (4.29 acres)
Lot Width	330 ft Width

Location & Zoning

Account Number	4876539002
Street Address	8440 RUMBLEY RD
City	SUMMERFIELD
State	NC
Zip	27358-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	4.29 AC 3 M1 PB 88-100 HESS HEIRS PL:88-100
Legal Subdivision	HESS HEIRS
Legal Block	2
Legal Lot Number	3
Jurisdiction	GUILFORD NC
Township / Civil Division	BRUCE
Census Block Group	2
Census Block	2028
Census Tract	15901

Owner

8440 Rumbley Rd is owned by two individuals who bought it in October 2020.

Source: Guilford County records, as of September 18, 2025

Owner of Record	2 Individual Names on File
Mailing Address	6807 BRONCO LN, SUMMERFIELD, NC 27358-9236
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage COGENT BANK
Oct 2, 2020	Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on File
Deed Sale	Oct 2, 2020 · Amount on File
Prior Sale	Jan 20, 2006
Deed Document Number	202061925
Deed Book / Page	8342 / 1110
Prior Transfer Date	Mar 10, 2005
Prior Transfer Doc	0062740762
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD NC
Property Address	8440 RUMBLEY RD, SUMMERFIELD, NC 27358-9719
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088042086
Date	Feb 28, 2024
Book Page	8804/2086
Instrument	2024008443

Lender

Name	COGENT BANK
Type	Bank
Address	150 3RD AVE S STE 1000, NASHVILLE, TN 37201

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 27, 2044

Interest

Rate	9.5%
Type Change Date	Feb 27, 2029
Change Frequency	5 Years
Min Rate At Change	9.5%
Max Rate At Change	15.5%
Index	5-Year CMT
Max Rate	15.5%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUILFORD NC
Recording Date	Oct 2, 2020
Property Address	8440 RUMBLEY RD, SUMMERFIELD, NC 27358-9719
Document Number	0083421110
Book / Page	8342 / 1110
Map Reference	MB 88 PG 100&101
Instrument Date	Sep 10, 2020
Instrument	2020061925
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 TEAKWOOD LN, 107, MOORESVILLE, NC 28117-7565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8440 RUMBLEY RD, SUMMERFIELD, NC 27358-9719

Mortgage

Document Number	2020061926
Date	Oct 2, 2020
Instrument	2020061926

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 8440 Rumbley Rd was $1,042, up 2.2% from the year before.

Source: Guilford County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Guilford County
Unified School District	Guilford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,042.00 (+2.16%)	$118,400 Land $118,400	$118,400 Land $118,400
2024	$1,020.00
2023	$1,020.00	$118,400 Land $118,400	$118,400 (-) Land $118,400
2022			$118,400 Land $118,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8440 Rumbley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8440 Rumbley Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rumbley Rd

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