8440 Garfield Ct, Munster, IN 46321 Property Records

Lake County property record for 8440 Garfield Ct, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 1977
Lot Size	0.185 acres (8,064 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Jun 2022)
Tax Bill	$4,917 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-18-28-0407-0001`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0407-0001`
Alternative APNs	`45-06-24-252-010.000-027` `182804070001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
Basement Area	1,596 sqft
Finished Basement	1,596 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Asphalt
Lot Area	8,064 sqft (0.185 acres)
Lot Dimensions	112 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-18-28-0407-0001
Old Parcel Number	182804070001
Street Address	8440 GARFIELD CT
City	MUNSTER
State	IN
Zip	46321-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MUNSTER MANOR ADDITION BLOCK 4 LOT 1
Legal Subdivision	MUNSTER MANOR ADD
Legal Block	4
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1001
Census Tract	40301

Owner

8440 Garfield Ct is owned and occupied by an individual who bought it in June 2022.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8440 GARFIELD CT, MUNSTER, IN 46321-2314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jun 15, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS BANK OF HEGEWISCH
Oct 6, 2017	Trustee's Deed, Foreclosure · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2022 · Amount on File
Deed Sale	Jun 15, 2022 · Amount on File
Prior Sale	Oct 6, 2017 · Amount on File
Deed Document Number	2022-524661
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8440 GARFIELD CT, MUNSTER, IN 46321-2314
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025717
Date	Sep 1, 2021
Instrument	2021-525717

Lender

Name	PNC BANK NA
Type	Bank
Address	MEDWAY, OH 45341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2031

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 15, 2022
Property Address	8440 GARFIELD CT, MUNSTER, IN 46321-2314
Document Number	0000024661
Map Reference	MB 46 PG 125
Instrument Date	Jun 7, 2022
Instrument	2022-524661
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8440 GARFIELD CT, MUNSTER, IN 46321-2314

Mortgage

Document Number	0000024662
Date	Jun 15, 2022
Instrument	2022-524662

Lender

Name	FIRST SAVINGS BANK OF HEGEWISCH
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE IN
Recording Date	Oct 6, 2017
Property Address	8440 GARFIELD CT, MUNSTER, IN 46321-2314
Document Number	0000068157
Map Reference	MB46 PG125
Instrument Date	Sep 28, 2017
Instrument	2017 068157
Transaction Type	Foreclosure
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8440 GARFIELD CT, MUNSTER, IN 46321-2314
Investor	Possibly a Property Investor

Mortgage

Document Number	0000068158
Date	Oct 6, 2017
Instrument	2017 068158

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$419,500 Land $49,700 Building $369,800	$419,500 Land $49,700 Building $369,800
2024	$4,917.00
2023		$371,600 (+29.79%) Land $53,900 Building $317,700	$371,600 (+29.79%) Land $53,900 Building $317,700
2022	$3,780.00 Homeowner's exemption	$286,300 Land $53,900 Building $232,400	$286,300 Land $53,900 Building $232,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8440 Garfield Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8440 Garfield Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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