Oakland County property record for 8440 Colgate St, Oak Park, MI 48237
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,407 sqft · built 1953 |
| Lot Size | 0.224 acres (9,757 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,815 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-25-28-128-015 |
| Primary APN | 52-25-28-128-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,407 sqft Living Area |
| 1st Floor Area | 1,399 sqft |
| Basement Area | 1,103 sqft |
| Unfinished Basement | 1,399 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 9,757 sqft (0.224 acres) |
| Lot Dimensions | 217 ft deep x 45 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 64 sqft |
| Patio Area | 218 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 8440 COLGATE ST |
|---|---|
| City | OAK PARK |
| State | MI |
| Zip | 48237-1827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | T1N, R11E, SEC 28 VERDUN HEIGHTS LOT 32 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 28 |
| Legal Subdivision | VERDUN HEIGHTS |
| Legal Lot Number | 32 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | OAK PARK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 171100 |
8440 Colgate St is owned and occupied by two individuals.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8440 COLGATE ST, OAK PARK, MI 48237-1827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 8440 COLGATE ST, OAK PARK, MI 48237-1827 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8440 COLGATE ST, OAK PARK, MI 48237-1827 |
| Document Number | 0000022411 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 55581/640 |
| Instrument | 22411 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 3, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 8440 Colgate St was $2,815 with a homeowner's exemption, up 1.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Oak Park City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,815.00 (+1.77%) Homeowner's exemption | $148,600 Land $24,600 Building $124,000 | $297,200 Land $49,200 Building $248,000 |
| 2024 | $2,766.00 | ||
| 2023 | $126,200 Land $16,900 Building $109,300 | $252,400 Land $33,800 Building $218,600 | |
| 2022 | $2,458.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8440 Colgate St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 8440 Colgate St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK PARK serves 29,654 people · EPA ID MI0004880 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: WOW Internet, Cable & Phone.
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