8440 Cochise Cir, Show Low, AZ 85901 Property Records

Navajo County property record for 8440 Cochise Cir, Show Low, AZ 85901

Property Summary

Property Type	Single Family Home
Details	972 sqft · built 1974
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$196,000 (Dec 2022)
Tax Bill	$828 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`304-29-015`

Property Details

APN / Parcel Number

Primary APN	`304-29-015`
Alternative APN	`20429015`

Interior

Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8440 COCHISE CIR
City	SHOW LOW
State	AZ
Zip	85901-7000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	WHITE MOUNTAIN LAKES #7 LOT 38 BLK 101
Legal Range	22E
Legal Township	11N
Legal Section	23
Legal Subdivision	WHITE MOUNTAIN LAKES
Legal Block	101
Legal Lot Number	38
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2049
Census Tract	965302

Owner

8440 Cochise Cir is owned and occupied by an individual who bought it in December 2022.

Source: Navajo County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	8440 COCHISE CIR, SHOW LOW, AZ 85901-7000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 7, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2022 · Amount on File
Deed Sale	Dec 21, 2022 · Amount on File
Prior Sale	Sep 7, 2017 · Amount on File
Deed Document Number	202222985
Prior Transfer Date	Aug 21, 2008
Prior Transfer Doc	0000019146
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Dec 21, 2022
Property Address	8440 COCHISE CIR, SHOW LOW, AZ 85901-7000
Document Number	0000022985
Map Reference	MB 9 PG 26
Instrument Date	Dec 12, 2022
Instrument	2022-22985
Transaction Type	Transfer
Record Updated	Jan 4, 2023
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1690 S NELSON LN, SAFFORD, AZ 85546-7512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8440 COCHISE CIR, SHOW LOW, AZ 85901-7000

Mortgage

Document Number	0000022986
Date	Dec 21, 2022
Instrument	2022-22986

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Sep 7, 2017
Property Address	8440 COCHISE CIR, SHOW LOW, AZ 85901-7000
Document Number	0000013739
Map Reference	MB9 PG26
Instrument Date	Aug 30, 2017
Instrument	2017-13739
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 W WHIPPLE, 201, SHOW LOW, AZ 85901-6322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8440 COCHISE CIR, SHOW LOW, AZ 85901-7000

Mortgage

Document Number	0000013741
Date	Sep 7, 2017
Instrument	2017-13741

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8440 Cochise Cir was $828.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Show Low Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$169,358 Land $8,055 Building $161,303
2025	$828.00	$16,588 Land $690 Building $15,898	$165,879 Land $6,900 Building $158,979
2023	$796.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8440 Cochise Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8440 Cochise Cir is moderate, ranking above 57% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 44% of Arizona
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VOYAGER AT WHITE MOUNTAIN LAKES WC private · serves 1,997 people · EPA ID AZ0409034
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Dec 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Smith Bagley Fixed Wireless	100 / 100

May also be available: Verizon.

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