St. Clair County property record for 8440 Broadbridge Rd, Ira, MI 48023
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,313 sqft · built 1987 |
| Lot Size | 0.501 acres (21,824 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Sep 2012) |
| Tax Bill | $3,524 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jun 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-23-014-1008-300 |
| Primary APN | 74-23-014-1008-300 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,313 sqft Living Area |
| 1st Floor Area | 2,304 sqft |
| Basement Area | 1,608 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Lot Area | 21,824 sqft (0.501 acres) |
| Lot Dimensions | 185 ft deep x 100 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8440 BROADBRIDGE RD |
|---|---|
| City | IRA |
| State | MI |
| Zip | 48023-2508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BEG S 88D 34M E 333' FROM W 1/4 COR, TH S 88D 34M E 100', TH N 0D 20M 20S W 218', TH N 88D 34M W 100', TH S 0D 20M 20S E 218' |
| Legal Range | 15E |
| Legal Township | 03N |
| Legal Section | 14 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | IRA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 650100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8440 BROADBRIDGE RD, IRA, MI 48023-2508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2023 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| Jun 1, 2021 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Aug 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2012 · Amount on Record |
| Deed Sale | Sep 14, 2012 · Amount on Record |
| Prior Sale | Dec 13, 2006 · Amount on Record |
| Deed Document Number | 201223527 |
| Deed Book / Page | 4298 / 801 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 8440 BROADBRIDGE RD, IRA, MI 48023-2508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8440 BROADBRIDGE RD, IRA, MI 48023-2508 |
| Document Number | 0005596482 |
|---|---|
| Date | Feb 6, 2023 |
| Book Page | 5596/482 |
| Instrument | 2023001970 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 5, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 8440 BROADBRIDGE RD, IRA, MI 48023-2508 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8440 BROADBRIDGE RD, IRA, MI 48023-2508 |
| Document Number | 5372857 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 5372/857 |
| Instrument | 2021016212 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 23, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 8440 BROADBRIDGE RD, IRA, MI 48023-2508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ABSTRACT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0050830538 |
|---|---|
| Date | Aug 8, 2019 |
| Book Page | 5083/538 |
| Instrument | 2019016137 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Aug 1, 2042 |
| Rate Type | Fixed Rate |
|---|
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Ira Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,200 (+5.06%) | $394,400 (+5.06%) | |
| 2025 | $3,524.00 (+11.06%) Homeowner's exemption | $187,700 (+22.36%) | |
| 2024 | $3,173.00 (+9.34%) | $375,400 (+22.36%) | |
| 2023 | $153,400 | ||
| 2022 | $2,902.00 | $306,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1982–1987) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Dec 1987 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRA TOWNSHIP serves 6,510 people · EPA ID MI0003390 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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