844 Morningside Dr, Lake Forest, IL 60045 Property Records

Lake County property record for 844 Morningside Dr, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,916 sqft · built 1966
Lot Size	0.501 acres (21,802 sqft)
Owner	2 Individual Names on Record
Last Sale	$747,500 (Oct 2014)
Tax Bill	$15,683 (2024)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-10-104-011`

Property Details

APN / Parcel Number

Primary APN	`16-10-104-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,916 sqft Living Area
Gross Area	4,999 sqft
1st Floor Area	1,458 sqft
2nd Floor Area	1,458 sqft
Upper Floors Area	1,458 sqft
Basement Area	1,458 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,802 sqft (0.501 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	844 MORNINGSIDE DR
City	LAKE FOREST
State	IL
Zip	60045-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET HILLS ESTATES LOT 11 BLOCK 6
Legal Subdivision	SUNSET HILLS ESTATES
Legal Block	6
Legal Lot Number	11
Jurisdiction	LAKE IL
Township / Civil Division	MORAINE
Census Block Group	2
Census Block	2033
Census Tract	864602

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	844 MORNINGSIDE DR, LAKE FOREST, IL 60045-4030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2014 · Amount on Record
Deed Sale	Oct 27, 2014 · Amount on Record
Prior Sale	May 31, 1994 · Amount on Record
Deed Document Number	20147143062
Prior Transfer Date	May 11, 2000
Prior Transfer Doc	0004530431
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	844 MORNINGSIDE DR, LAKE FOREST, IL 60045-4030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007694928
Date	Sep 16, 2020
Instrument	7694928

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Moraine Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$312,921 (+17.67%) Land $85,845 Building $227,076	$938,857 (+17.67%) Land $257,561 Building $681,296
2024	$15,683.00 (+2.85%)
2023	$15,248.00 (+5.84%)	$265,921 (-6.5%) Land $72,951 Building $192,970	$797,843 (-6.5%) Land $218,875 Building $578,968
2022	$14,406.00	$284,397 Land $80,141 Building $204,256	$853,276 Land $240,447 Building $612,829

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1982–2022)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20