844 Mill Creek Rd, Arnold, MD 21012 Property Records

Anne Arundel County property record for 844 Mill Creek Rd, Arnold, MD 21012

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,920 sqft · built 1975
Lot Size	0.255 acres (11,100 sqft)
Owner	2 Company Names on File
Last Sale	$308,500 (Sep 1988)
Tax Bill	$6,019 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-525-03209500`

Property Details

APN / Parcel Number

Primary APN	`03-525-03209500`
Alternative APNs	`3-525-03209500` `52503209500`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,920 sqft Living Area
1st Floor Area	972 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,100 sqft (0.255 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	352 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	52503209500
Street Address	844 MILL CREEK RD
City	ARNOLD
State	MD
Zip	21012-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 19 MAGOTHY SHORES
Legal Subdivision	MAGOTHY SHORES
Legal Block	2
Legal Lot Number	19
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2002
Census Tract	731105

Owner

844 Mill Creek Rd is owned by a company that bought it in September 1988 and is owner-occupied.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Company Names on File
Mailing Address	844 MILL CREEK RD, ARNOLD, MD 21012-1129
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 1988 · Amount on File
Deed Sale	Sep 16, 1988 · Amount on File
Deed Book / Page	4701 / 82
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	844 MILL CREEK RD, ARNOLD, MD 21012-1129
Document Number	0322740450
Instrument Date	Jun 22, 2018
Transaction Type	Mortgage
Record Updated	Jul 20, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	844 MILL CREEK RD ARNOLD MD 210121129, ARNOLD, MD 21012-1129

Mortgage

Document Number	0322740450
Date	Jul 5, 2018
Book Page	032274/000450

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 844 Mill Creek Rd was $6,019 with a homeowner's exemption, up 2.8% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$891,400 (+10.79%)	$978,200 (-) Land $780,400 Building $197,800
2025	$6,019.00 (+2.82%) Homeowner's exemption	$804,600	$978,200 Land $780,400 Building $197,800
2024	$5,854.00 (+11.97%)
2023	$5,228.00 Homeowner's exemption	$699,333	$717,800 Land $548,600 Building $169,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 844 Mill Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 individual policies
Nearby Flood Policies	65 units insured incl. 34 condo units
Nearby Flood Claims	31 (1979–2024)
Claims Outside the SFHA	5 of 31
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 844 Mill Creek Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20