St. Charles County property record for 844 Hwy Y, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,642 sqft · built 2021 |
| Lot Size | 5.1 acres (222,287 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (May 2019) |
| Tax Bill | $8,379 (2025) |
| Deeds & Mortgages | Mar 2022 Construction Loan Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T180300040 |
| Primary APN | T180300040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,642 sqft Living Area |
| Basement Area | 2,642 sqft |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Stone |
| Lot Area | 222,287 sqft (5.1 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Account Number | T180300040 |
|---|---|
| Street Address | 844 HIGHWAY Y |
| City | O FALLON |
| State | MO |
| Zip | 63366-5218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | O BRIEN ESTS LOT 5 |
| Legal Range | 03E |
| Legal Township | 47N |
| Legal Subdivision | O BRIEN ESTS |
| Legal Lot Number | 5 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 312001 |
844 Hwy Y is owned and occupied by two individuals who bought it in May 2019.
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 844 HIGHWAY Y, O FALLON, MO 63366-5218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2022 | Deed of Trust, Mortgage · Construction Mortgage LENNY SCHULTE CONSTRUCTION CORPORATION |
| Apr 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2019 · Amount on File |
| Deed Sale | May 3, 2019 · Amount on File |
| Deed Document Number | 0007069534 |
| Deed Book / Page | 7069 / 0534 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 844 HIGHWAY Y, O FALLON, MO 63366-5218 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PARTNER AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 844 HIGHWAY Y, SAINT PAUL, MO 63366-5218 |
| Document Number | 0000015499 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2022R-015499 |
| Name | LENNY SCHULTE CONSTRUCTION CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | O FALLON, MO 63366 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 844 HIGHWAY Y, O FALLON, MO 63366-5218 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 844 HIGHWAY Y, O FALLON, MO 63366-5218 |
| Document Number | 0000022964 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 2022R-022964 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 844 Hwy Y was $8,379.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Paul City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,379.00 | $137,441 | $723,378 Land $147,333 Building $576,045 |
| 2023 | $119,807 | ||
| 2022 | $630,565 Land $130,000 Building $500,565 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 844 Hwy Y in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 25 (1982–2015) |
| Claims Outside the SFHA | 1 of 25 |
| Most Recent Claim | Jun 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 844 Hwy Y is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST PAUL PWS serves 1,700 people · EPA ID MO6011535 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Wisper ISP.
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