Lake County property record for 844 Deborah Dr, Willowick, OH 44095 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,981 sqft · built 1961 |
| Lot Size | 0.179 acres (7,802 sqft) |
| Owner | Individual Name on File |
| Last Sale | $117,500 (Mar 2012) |
| Tax Bill | $4,579 (2024) |
| Deeds & Mortgages | Sep 2021 Line of Credit Apr 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-A-039-M-00-031-0 |
| Primary APN | 28-A-039-M-00-031-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,981 sqft Living Area |
| Gross Area | 1,631 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 7,802 sqft (0.179 acres) |
| Lot Dimensions | 150 ft deep x 52 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | G 10 |
|---|---|
| Street Address | 844 DEBORAH DR |
| City | WILLOWICK |
| State | OH |
| Zip | 44095-4317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2, 3, 4 & 5 TRACT 15 |
| Legal Subdivision | BAYRIDGE SUBDIVISION NO 6 |
| Legal Tract | 15 |
| Legal Lot Number | 12 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOWICK |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 200400 |
Source: Lake County records · APN 28-A-039-M-00-031-0
Assessment roll updated August 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 844 DEBORAH DR, WILLOWICK, OH 44095-4317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 01, 2021 | Deed of Trust, Mortgage · Line of Credit CARDINAL CU INC |
| Apr 29, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST SAVINGS BANK |
| Oct 23, 2025 | Transfer on Death Deed, Transfer |
| Sep 18, 2020 | Quit Claim Deed, Transfer · Conventional Mortgage NATIONAL BANK OF KANSAS CITY |
| Jul 16, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 16, 2012 · Amount on Record |
| Deed Sale | Mar 16, 2012 · Amount on Record |
| Prior Sale | Jul 16, 2020 |
| Deed Document Number | 0000007081 |
| Last Transfer Date | Sep 18, 2020 |
| Transfer Doc | 0000026866 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 844 DEBORAH DR, WILLOWICK, OH 44095-4317 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000030773 |
|---|---|
| Date | Sep 01, 2021 |
| Instrument | 2021R030773 |
| Name | CARDINAL CU INC |
|---|---|
| Type | Credit Union |
| Address | MENTOR, OH 44060 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Aug 25, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 844 DEBORAH DR, WILLOWICK, OH 44095-4317 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000008425 |
|---|---|
| Date | Apr 29, 2025 |
| Instrument | 2025R008425 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSONVILLE, IN 47130 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Oct 23, 2025 |
| Property Address | 844 DEBORAH DR, WILLOWICK, OH 44095-4317 |
| Document Number | 0000023622 |
| Map Reference | VOL M PG 18 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 2025R023622 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 844 DEBORAH DR, WILLOWICK, OH 44095-4317 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Sep 18, 2020 |
| Property Address | 844 DEBORAH DR, WILLOWICK, OH 44095-4317 |
| Document Number | 0000026866 |
| Map Reference | VOL M PG 18 |
| Instrument Date | Sep 09, 2020 |
| Instrument | 2020R026866 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | SILK ABSTRACT COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 844 DEBORAH DR, WILLOWICK, OH 44095-4317 |
| Document Number | 0000026867 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 2020R026867 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jul 16, 2020 |
| Property Address | 844 DEBORAH DR, WILLOWICK, OH 44095-4317 |
| Document Number | 0000019140 |
| Instrument Date | Jul 12, 2020 |
| Instrument | 19140 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $504.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 844 DEBORAH DR WILLOWICK OH 440954317, WILLOWICK, OH 44095-4317 |
Source: Lake County records · Assessment roll updated August 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willowick City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,579.00 (-16.58%) Homeowner's exemption | $72,070 (+36.01%) Land $14,090 Building $57,980 | $205,940 (+36.02%) Land $40,270 Building $165,670 |
| 2023 | $5,489.00 (+43.92%) Homeowner's exemption | $52,990 (-) Land $11,550 Building $41,440 | |
| 2022 | $3,814.00 Homeowner's exemption | $52,990 Land $11,550 Building $41,440 | |
| 2021 | $151,400 Land $33,010 Building $118,390 |
Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390852004001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 2 (1978–1981) |
| Most Recent Claim | Jul 1981, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 651 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Cogeco Cable Holdings II | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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